# Aye Finance Ltd (AYE)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹138.2
Day Change: -2.14%
52W High: ₹161.38
52W Low: ₹88.22
Market Cap: ₹3,132 Cr

## Valuation
P/E: 13.34
P/B: 1.12
EPS: ₹9.6
Book Value: ₹114.68
Dividend Yield: 0%

## Returns
1Y Return: 0%

## Profitability
ROE: 9.24%
ROCE: 6.13%
Debt/Equity: 2
Revenue Growth: 8.5%
Profit Growth: 79.1%
EBITDA Margin: 0%
Operating Margin: 33.49%

## About
Aye Finance Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Aye Finance Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Intimation Regarding Change Of Corporate Identification Number (CIN)
- Concall Transcript: Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- BSE Filing: Intimation Regarding Change Of Corporate Identification Number (CIN)

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:00.503Z
Price History Updated: 2026-05-17T21:24:35.379Z
Latest Price History Date: 2026-05-17
Technicals Updated: 2026-05-17T21:24:35.379Z
Quant Updated: 2026-05-17T21:24:35.379Z
Sentiment Updated: 2026-05-17T21:24:35.379Z
Financials Status: current
Financials Updated: 2026-05-18T15:31:04.203Z
Financials Last Attempt: 2026-05-18T15:31:04.203Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹1640.97 Cr
Operating Profit: ₹427.53 Cr (OPM 26.05%)
Net Profit: ₹193.63 Cr
Tax: ₹53.67 Cr

## Annual P&L History
FY26: Rev ₹1640.97Cr | PAT ₹193.63Cr | OPM 26.05%
FY25: Rev ₹1380.38Cr | PAT ₹171.27Cr | OPM 28.46%
FY24: Rev ₹980.09Cr | PAT ₹171.68Cr | OPM 41.77%

## Balance Sheet (FY26)
Total Assets: ₹7772.94 Cr
Total Liabilities: ₹5240.23 Cr
Borrowings: ₹5065.1 Cr
Cash: ₹620.38 Cr

## Board
- Sanjay  Sharma, Co-Founder, CEO, MD & Executive Director
- Vipul  Sharma, Company Secretary, Compliance Officer & Chief Compliance Officer
- Gaurav  Seth, CFO & Head of Investor Relations
- Ujual  George, Chief Operating Officer
- Jinu  Joseph, Chief Technology Officer

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Source: rupiya.io/stocks/aye
Disclaimer: For research and education only. Not investment advice.