# Baid Finserv Ltd (BAIDFIN)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹10.31
Day Change: +0.98%
52W High: ₹14.13
52W Low: ₹9
Market Cap: ₹177 Cr

## Valuation
P/E: 8.4
P/B: 0.72
EPS: ₹1.36
Book Value: ₹15.94
Dividend Yield: 0%

## Returns
1Y Return: -6.42%

## Profitability
ROE: 0%
ROCE: 5.04%
Debt/Equity: 0
Revenue Growth: 59.7%
Profit Growth: 28.2%
EBITDA Margin: 0%
Operating Margin: 36.18%

## About
Baid Finserv Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Baid Finserv Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Monitoring Agency Report
- Announcement: Announcement under Regulation 30 (LODR)-Change in Management
- BSE Filing: Monitoring Agency Report

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-25T20:00:13.927Z
Price History Updated: 2026-05-25T05:24:24.711Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:24:24.711Z
Quant Updated: 2026-05-25T05:24:24.711Z
Sentiment Updated: 2026-05-25T05:24:24.711Z
Financials Status: current
Financials Updated: 2026-05-18T23:03:48.417Z
Financials Last Attempt: 2026-05-18T23:03:48.417Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹80.9 Cr
Operating Profit: ₹16.71 Cr (OPM 20.66%)
Net Profit: ₹13.45 Cr
Tax: ₹4.69 Cr

## Annual P&L History
FY25: Rev ₹80.9Cr | PAT ₹13.45Cr | OPM 20.66%
FY24: Rev ₹62.79Cr | PAT ₹12.92Cr | OPM 24.41%
FY23: Rev ₹53.33Cr | PAT ₹10.38Cr | OPM 30.6%

## Balance Sheet (FY25)
Total Assets: ₹454.05 Cr
Total Liabilities: ₹275.01 Cr
Borrowings: ₹255.36 Cr
Cash: ₹11.31 Cr

## Shareholding
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## Board
- Panna Lal Baid, Founder, Chairman & MD
- Aditya  Baid, CFO and Product Head of Msme Loans & Property Loans
- Surbhi  Rawat C.A., C.S., Company Secretary & Compliance Officer
- Aman  Baid, Whole Time Director
- Pawan  Jalundhariya, Deputy Manager Accounts

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Source: rupiya.io/stocks/baidfin
Disclaimer: For research and education only. Not investment advice.