# Bajaj Finserv Ltd (BAJAJFINSV)
> Exchange: NSE | Sector: Financial Services | ISIN: 

## Price
Current Price: ₹1752.2
Day Change: -1.12%
52W High: ₹2194.65
52W Low: ₹1598.15
Market Cap: ₹2,76,118 Cr

## Valuation
P/E: 28.33
P/B: 3.54
EPS: ₹60.98
Book Value: ₹487.99
Dividend Yield: 0.07%

## Returns
1Y Return: -15.12%

## Profitability
ROE: 14.6%
ROCE: 14.82%
Debt/Equity: 2.56
Revenue Growth: 5.3%
Profit Growth: 5.7%
EBITDA Margin: 38.04%
Operating Margin: 37.21%

## About
Bajaj Finserv is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the Financial Services segment with a strong market position and diversified operations.
Sector: Financial Services
Industry: Financial Conglomerates
Sub Industry: Financial Services

## Business Model
Overview: Bajaj Finserv Ltd makes money through Core Business, Other Segments, Exports in Financial Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Financial Services.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 62% of tracked revenue, equal to ₹51,707 Cr. | 62% | ₹51,707 Cr
- Other Segments: 28% of tracked revenue, equal to ₹23,352 Cr. | 28% | ₹23,352 Cr
- Exports: 10% of tracked revenue, equal to ₹8,340 Cr. | 10% | ₹8,340 Cr
Recent Context:
- Announcement: Information Under Reg. 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015 Read With Schedule A Of Reg. 8 Of SEBI (Prohibition Of Insider Trading) Regulations, 2015
- Investor Presentation: Announcement under Regulation 30 (LODR)-Investor Presentation
- BSE Filing: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 6 May

## Access
Current tier: anonymous
More history: Register free to see 12 more years.

## Data Freshness
Quote Updated: 2026-05-21T20:00:00.503Z
Price History Updated: 2026-05-17T21:29:33.513Z
Latest Price History Date: 2026-05-17
Technicals Updated: 2026-05-17T21:29:33.513Z
Quant Updated: 2026-05-17T21:29:33.513Z
Sentiment Updated: 2026-05-17T21:29:33.513Z
Financials Status: current
Financials Updated: 2026-05-19T01:13:40.331Z
Financials Last Attempt: 2026-05-19T01:13:40.331Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹121192.48 Cr
Operating Profit: ₹48057.91 Cr (OPM 39.65%)
Net Profit: ₹8872.31 Cr
Tax: ₹6190.57 Cr

## Annual P&L History
FY25: Rev ₹121192.48Cr | PAT ₹8872.31Cr | OPM 39.65%
FY24: Rev ₹99880.07Cr | PAT ₹8147.79Cr | OPM 39.82%
FY23: Rev ₹73845.92Cr | PAT ₹6417.28Cr | OPM 39.29%

## Balance Sheet (FY25)
Total Assets: ₹652231.61 Cr
Total Liabilities: ₹523797.38 Cr
Borrowings: ₹284451.52 Cr
Cash: ₹5817 Cr

## Shareholding
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## Board
- Sanjivnayan Rahulkumar Bajaj, Executive Chairman & MD
- Ramandeep Singh Sahni, Chief Financial Officer
- Lakshmi Venugopalan Iyer, Group President of Investments
- V.  Rajagopalan, President of Legal & Taxation
- Uma Omkar Shende, Company Secretary & Compliance Officer

## Highlights
- Strong revenue growth of 8% CAGR over 5 years
- ROE of 14.6% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/bajajfinsv
Disclaimer: For research and education only. Not investment advice.