# Bajaj Housing Finance Ltd (BAJAJHFL)
> Exchange: NSE | Sector: Financial Services | ISIN: 

## Price
Current Price: ₹83.3
Day Change: +0.28%
52W High: ₹128.7
52W Low: ₹72.65
Market Cap: ₹68,528 Cr

## Valuation
P/E: 26.8
P/B: 3.06
EPS: ₹3.07
Book Value: ₹26.93
Dividend Yield: 0%

## Returns
1Y Return: -22.76%

## Profitability
ROE: 12.06%
ROCE: 2.73%
Debt/Equity: 4.61
Revenue Growth: 42.3%
Profit Growth: 14.4%
EBITDA Margin: 0%
Operating Margin: 80.67%

## About
Bajaj Housing Finance Ltd is a Mortgage Finance company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Financial Services
Industry: Mortgage Finance
Sub Industry: Unknown

## Business Model
Overview: Bajaj Housing Finance Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Mortgage Finance. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Financial Services.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Issue of Securities
- Investor Presentation: Announcement under Regulation 30 (LODR)-Investor Presentation
- BSE Filing: Announcement under Regulation 30 (LODR)-Issue of Securities

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-25T20:00:13.927Z
Price History Updated: 2026-05-25T05:24:24.722Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:24:24.722Z
Quant Updated: 2026-05-25T05:24:24.722Z
Sentiment Updated: 2026-05-25T05:24:24.722Z
Financials Status: current
Financials Updated: 2026-05-18T04:30:08.951Z
Financials Last Attempt: 2026-05-18T04:30:08.951Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹11024.64 Cr
Operating Profit: ₹3434.42 Cr (OPM 31.15%)
Net Profit: ₹2560.34 Cr
Tax: ₹759.68 Cr

## Annual P&L History
FY26: Rev ₹11024.64Cr | PAT ₹2560.34Cr | OPM 31.15%
FY25: Rev ₹9363.9Cr | PAT ₹2162.9Cr | OPM 28.45%
FY24: Rev ₹7329.46Cr | PAT ₹1731.22Cr | OPM 26.76%

## Balance Sheet (FY26)
Total Assets: ₹127147.05 Cr
Total Liabilities: ₹104624.26 Cr
Borrowings: ₹103656.79 Cr
Cash: ₹161.8 Cr

## Shareholding
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## Board
- Atul  Jain, MD & Non-Independent Executive Director
- Gaurav  Kalani C.A., Chief Financial Officer
- Atul  Patni, Company Secretary
- Amit  Maheshwari, Chief of Operations & Service
- Sayantani  Dutta, Chief of Human Resources & Administration

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Source: rupiya.io/stocks/bajajhfl
Disclaimer: For research and education only. Not investment advice.