# Bajaj Finance Ltd (BAJFINANCE)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: INE296A01032

## Price
Current Price: ₹907.65
Day Change: -1.67%
52W High: ₹1102.5
52W Low: ₹787.9
Market Cap: ₹5,66,107 Cr

## Valuation
P/E: 29.85
P/B: 4.97
EPS: ₹30.5
Book Value: ₹183.37
Dividend Yield: 0.59%

## Returns
1Y Return: -1.62%

## Profitability
ROE: 17.91%
ROCE: 0%
Debt/Equity: 3.13
Revenue Growth: 26.8%
Profit Growth: 21.4%
EBITDA Margin: 0%
Operating Margin: 60.65%

## About
Bajaj Finance is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the NBFC — Diversified segment with a strong market position and diversified operations.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: NBFC — Diversified

## Business Model
Overview: Bajaj Finance Ltd makes money through Core Business, Other Segments, Exports in NBFC — Diversified. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 71% of tracked revenue, equal to ₹1,20,806 Cr. | 71% | ₹1,20,806 Cr
- Other Segments: 35% of tracked revenue, equal to ₹59,552 Cr. | 35% | ₹59,552 Cr
- Exports: -6% of tracked revenue, equal to ₹-10,209 Cr. | -6% | ₹-10,209 Cr
Recent Context:
- Announcement: Compliances-Reg.24(A)-Annual Secretarial Compliance
- Announcement: Announcement under Regulation 30 (LODR)-Issue of Securities
- GlobeNewswire: Understanding gold loan interest rates: A complete guide to smarter borrowing with Bajaj Finance

## Access
Current tier: anonymous
More history: Register free to see 8 more years.

## Data Freshness
Quote Updated: 2026-05-21T20:00:00.503Z
Price History Updated: 2026-05-17T21:29:34.705Z
Latest Price History Date: 2026-05-17
Technicals Updated: 2026-05-17T21:29:34.705Z
Quant Updated: 2026-05-17T21:29:34.705Z
Sentiment Updated: 2026-05-17T21:29:34.705Z
Financials Status: current
Financials Updated: 2026-05-17T21:29:55.600Z
Financials Last Attempt: 2026-05-17T21:29:55.600Z
Financials Provider Tried: database-repair
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## Balance Sheet (Mar 2016)
Total Assets: ₹32780 Cr
Total Liabilities: ₹32780 Cr
Borrowings: ₹0 Cr
Cash: ₹undefined Cr

## Shareholding
Promoters: 51.16%
FIIs: 15.08%
DIIs: 12.65%
Public: 21.11%

## Board
- Rajeev A. Jain, MD & Executive Vice Chairman
- Sandeep Vijay Kumar Jain, CFO & COO
- Deepak  Bagati, President of Debt Management Services & COO
- Anurag  Chottani, CTO & COO
- Prashant  Verma, Chief Information & Security Officer

## Highlights
- Strong revenue growth of 14% CAGR over 5 years
- ROE of 17.9% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/bajfinance
Disclaimer: For research and education only. Not investment advice.