# Finkurve Financial Services Ltd (FINKURVE)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: INE734I01027

## Price
Current Price: ₹65.88
Day Change: -3.64%
52W High: ₹134.9
52W Low: ₹48.02
Market Cap: ₹947 Cr

## Valuation
P/E: 42.21
P/B: 2.9
EPS: ₹1.6
Book Value: ₹23.32
Dividend Yield: 0%

## Returns
1Y Return: -42.23%

## Profitability
ROE: 0%
ROCE: 13.98%
Debt/Equity: 1.16
Revenue Growth: 7.3%
Profit Growth: 11.4%
EBITDA Margin: 0%
Operating Margin: 29.39%

## About
Finkurve Financial Services Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Finkurve Financial Services Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Monitoring Agency Report
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
- BSE Filing: Announcement under Regulation 30 (LODR)-Monitoring Agency Report

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-25T20:00:13.927Z
Price History Updated: 2026-05-25T05:33:17.545Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:33:17.545Z
Quant Updated: 2026-05-25T05:33:17.545Z
Sentiment Updated: 2026-05-25T05:33:17.545Z
Financials Status: current
Financials Updated: 2026-05-19T11:31:44.985Z
Financials Last Attempt: 2026-05-19T11:31:44.985Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹138.75 Cr
Operating Profit: ₹42.45 Cr (OPM 30.59%)
Net Profit: ₹17.41 Cr
Tax: ₹6.21 Cr

## Annual P&L History
FY25: Rev ₹138.75Cr | PAT ₹17.41Cr | OPM 30.59%
FY24: Rev ₹89.33Cr | PAT ₹16.07Cr | OPM 47.34%
FY23: Rev ₹50.35Cr | PAT ₹14.32Cr | OPM 40.44%

## Balance Sheet (FY25)
Total Assets: ₹476.94 Cr
Total Liabilities: ₹270.54 Cr
Borrowings: ₹241.08 Cr
Cash: ₹15.45 Cr

## Shareholding
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## Board
- Aakash Nemichand Jain, Chief Financial Officer
- Priyank Rakesh Kothari, VP of Operations & Whole time Director
- Naveen  Kottala, Chief Executive Officer
- Sagar  Nishar, Head of Investments & Strategy
- Kajal  Parmar, Company Secretary & Compliance Officer

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Source: rupiya.io/stocks/finkurve
Disclaimer: For research and education only. Not investment advice.