# Garbi Finvest Ltd (GARBIFIN)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹11.3
Day Change: +1.68%
52W High: ₹16.98
52W Low: ₹9.19
Market Cap: ₹13 Cr

## Valuation
P/E: 0
P/B: 0.17
EPS: ₹-0.38
Book Value: ₹67.71
Dividend Yield: 0%

## Returns
1Y Return: 9.28%

## Profitability
ROE: 4.76%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 0%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: 0%

## About
Garbi Finvest Ltd is a Credit Services company listed on BSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Garbi Finvest Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Shareholder Meeting / Postal Ballot-Scrutinizer"s Report
- Announcement: Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot
- BSE Filing: Shareholder Meeting / Postal Ballot-Scrutinizer"s Report

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T06:45:19.720Z
Price History Updated: 2026-05-21T06:45:20.305Z
Latest Price History Date: 2026-05-21
Technicals Updated: 2026-05-21T06:45:20.305Z
Quant Updated: 2026-05-21T06:45:20.305Z
Sentiment Updated: 2026-05-21T06:45:20.305Z
Financials Status: current
Financials Updated: 2026-05-18T15:30:00.976Z
Financials Last Attempt: 2026-05-18T15:30:00.976Z
Financials Provider Tried: database
Latest P&L Period: FY 2025
Latest Balance Sheet Period: FY 2025
Latest Cash Flow Period: FY 2025

## P&L (FY 2022)
Revenue: ₹37 Cr
Operating Profit: ₹31 Cr (OPM 85.49%)
Net Profit: ₹30 Cr
Tax: ₹2 Cr

## Annual P&L History
FY 2022: Rev ₹37Cr | PAT ₹30Cr | OPM 85.49%
FY 2023: Rev ₹6Cr | PAT ₹4Cr | OPM 101.5%
FY 2024: Rev ₹3Cr | PAT ₹-1Cr | OPM 1.27%

## Balance Sheet (FY 2022)
Total Assets: ₹71 Cr
Total Liabilities: ₹3 Cr
Borrowings: ₹1 Cr
Cash: ₹undefined Cr

## Shareholding
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Source: rupiya.io/stocks/garbifin
Disclaimer: For research and education only. Not investment advice.