# GIC Housing Finance Ltd (GICHSGFIN)
> Exchange: NSE | Sector: Financial Services | ISIN: 

## Price
Current Price: ₹149.77
Day Change: +0.42%
52W High: ₹206
52W Low: ₹130.05
Market Cap: ₹801 Cr

## Valuation
P/E: 5.88
P/B: 0.38
EPS: ₹25.32
Book Value: ₹391.22
Dividend Yield: 0%

## Returns
1Y Return: -13.17%

## Profitability
ROE: 7.61%
ROCE: 2.16%
Debt/Equity: 4.33
Revenue Growth: 7%
Profit Growth: 52.4%
EBITDA Margin: 0%
Operating Margin: 57.67%

## About
GIC Housing Finance Ltd is a Mortgage Finance company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Financial Services
Industry: Mortgage Finance
Sub Industry: Unknown

## Business Model
Overview: GIC Housing Finance Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Mortgage Finance. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Financial Services.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Change in Management
- Announcement: Announcement under Regulation 30 (LODR)-Change in Management
- BSE Filing: Announcement under Regulation 30 (LODR)-Change in Management

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:01.518Z
Price History Updated: 2026-05-18T22:59:14.031Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:59:14.031Z
Quant Updated: 2026-05-18T22:59:14.031Z
Sentiment Updated: 2026-05-18T22:59:14.031Z
Financials Status: current
Financials Updated: 2026-05-19T12:31:26.868Z
Financials Last Attempt: 2026-05-19T12:31:26.868Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹1037.26 Cr
Operating Profit: ₹189.59 Cr (OPM 18.28%)
Net Profit: ₹160.42 Cr
Tax: ₹46.28 Cr

## Annual P&L History
FY25: Rev ₹1037.26Cr | PAT ₹160.42Cr | OPM 18.28%
FY24: Rev ₹1031.35Cr | PAT ₹151.35Cr | OPM 18.55%
FY23: Rev ₹1085.17Cr | PAT ₹213.25Cr | OPM 24.79%

## Balance Sheet (FY25)
Total Assets: ₹10775.38 Cr
Total Liabilities: ₹8810.54 Cr
Borrowings: ₹8750.59 Cr
Cash: ₹53.76 Cr

## Shareholding
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## Board
- Sachindra  Salvi, Managing Director & CEO
- Varsha  Godbole, Chief Financial Officer
- Achuta Rama Murthy Sombhatla, Senior VP and Head of Sales & Marketing
- Sajid  Munshi, Senior Vice President & Collections Head
- Nutan  Singh, Group Head, Company Secretary & Compliance Officer

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Source: rupiya.io/stocks/gichsgfin
Disclaimer: For research and education only. Not investment advice.