# Goyal Associates Ltd (GOYALASS)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹0.84
Day Change: +0%
52W High: ₹1.39
52W Low: ₹0.65
Market Cap: ₹5 Cr

## Valuation
P/E: 30.33
P/B: 0.88
EPS: ₹0.03
Book Value: ₹1.04
Dividend Yield: 0%

## Returns
1Y Return: -31.15%

## Profitability
ROE: 20%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 0%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: 0%

## About
Goyal Associates Ltd is a Credit Services company listed on BSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Goyal Associates Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Compliances-Reg.24(A)-Annual Secretarial Compliance
- Announcement: Announcement under Regulation 30 (LODR)-Change in Directorate
- BSE Filing: Compliances-Reg.24(A)-Annual Secretarial Compliance

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-19T08:45:20.013Z
Price History Updated: 2026-05-25T05:41:53.019Z
Latest Price History Date: 2026-05-19
Technicals Updated: 2026-05-25T05:41:53.019Z
Quant Updated: 2026-05-25T05:41:53.019Z
Sentiment Updated: 2026-05-25T05:41:53.019Z
Financials Status: current
Financials Updated: 2026-05-18T16:30:02.025Z
Financials Last Attempt: 2026-05-18T16:30:02.025Z
Financials Provider Tried: database
Latest P&L Period: FY 2025
Latest Balance Sheet Period: FY 2025
Latest Cash Flow Period: FY 2025

## P&L (FY 2022)
Revenue: ₹2 Cr
Operating Profit: ₹0 Cr (OPM -23.5%)
Net Profit: ₹0 Cr
Tax: ₹0 Cr

## Annual P&L History
FY 2022: Rev ₹2Cr | PAT ₹0Cr | OPM -23.5%
FY 2023: Rev ₹3Cr | PAT ₹1Cr | OPM 23.4%
FY 2024: Rev ₹4Cr | PAT ₹1Cr | OPM 22.27%

## Balance Sheet (FY 2022)
Total Assets: ₹5 Cr
Total Liabilities: ₹3 Cr
Borrowings: ₹2 Cr
Cash: ₹undefined Cr

## Shareholding
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Source: rupiya.io/stocks/goyalass
Disclaimer: For research and education only. Not investment advice.