# HDFC Life Insurance Company Ltd (HDFCLIFE)
> Exchange: NSE | Sector: Insurance | ISIN: 

## Price
Current Price: ₹616.6
Day Change: +0.37%
52W High: ₹820.5
52W Low: ₹555.15
Market Cap: ₹1,31,324 Cr

## Valuation
P/E: 68.48
P/B: 7.39
EPS: ₹8.89
Book Value: ₹82.42
Dividend Yield: 0.34%

## Returns
1Y Return: -19.95%

## Profitability
ROE: 11.28%
ROCE: 0%
Debt/Equity: 0.17
Revenue Growth: -17.7%
Profit Growth: 4.1%
EBITDA Margin: 2.13%
Operating Margin: 2.69%

## About
HDFC Life Insurance is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the Financial Services segment with a strong market position and diversified operations.
Sector: Insurance
Industry: Insurance - Life
Sub Industry: Financial Services

## Business Model
Overview: HDFC Life Insurance Company Ltd makes money through Core Business, Other Segments, Exports in Financial Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Insurance.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 63% of tracked revenue, equal to ₹24,975 Cr. | 63% | ₹24,975 Cr
- Other Segments: 26% of tracked revenue, equal to ₹10,307 Cr. | 26% | ₹10,307 Cr
- Exports: 11% of tracked revenue, equal to ₹4,361 Cr. | 11% | ₹4,361 Cr
Recent Context:
- Announcement: Shareholder Meeting / Postal Ballot-Scrutinizer"s Report
- Announcement: Investor/Analyst Meet-Intimation
- BSE Filing: Investor/Analyst Meet-Intimation

## Access
Current tier: anonymous
More history: Register free to see 8 more years.

## Data Freshness
Quote Updated: 2026-05-24T20:00:11.526Z
Price History Updated: 2026-05-25T05:26:29.848Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:26:29.848Z
Quant Updated: 2026-05-25T05:26:29.848Z
Sentiment Updated: 2026-05-25T05:26:29.848Z
Financials Status: current
Financials Updated: 2026-05-18T02:33:52.355Z
Financials Last Attempt: 2026-05-18T02:33:52.355Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (Mar 2016)
Revenue: ₹27215 Cr
Operating Profit: ₹874 Cr (OPM 3%)
Net Profit: ₹786 Cr
Tax: ₹924 Cr

## Annual P&L History
Mar 2016: Rev ₹27215Cr | PAT ₹786Cr | OPM 3%
Mar 2017: Rev ₹18141Cr | PAT ₹817Cr | OPM 5%
Mar 2018: Rev ₹30647Cr | PAT ₹887Cr | OPM 3%

## Balance Sheet (Mar 2016)
Total Assets: ₹69309 Cr
Total Liabilities: ₹69309 Cr
Borrowings: ₹0 Cr
Cash: ₹undefined Cr

## Shareholding
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## Board
- Vibha U. Padalkar, MD, CEO & Director
- Niraj Ashwin Shah, CFO & Executive Director
- Narendra Yeshwant Gangan, General Counsel & Chief Compliance Officer
- Sameer  Yogishwar, Chief Operating Officer
- Prasun  Gajri, Chief Investment Officer & Chief Strategy Officer

## Highlights
- Strong revenue growth of 18% CAGR over 5 years
- ROE of 11.3% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/hdfclife
Disclaimer: For research and education only. Not investment advice.