# ICICI Lombard General Insurance Company Ltd (ICICIGI)
> Exchange: NSE | Sector: Insurance | ISIN: 

## Price
Current Price: ₹1854.3
Day Change: +1.54%
52W High: ₹2074.85
52W Low: ₹1630
Market Cap: ₹91,473 Cr

## Valuation
P/E: 33.22
P/B: 5.68
EPS: ₹55.18
Book Value: ₹322.59
Dividend Yield: 0.73%

## Returns
1Y Return: -10.61%

## Profitability
ROE: 17.85%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 12.2%
Profit Growth: 6.7%
EBITDA Margin: 13.42%
Operating Margin: 10.13%

## About
ICICI Lombard Gen. is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the Financial Services segment with a strong market position and diversified operations.
Sector: Insurance
Industry: Insurance - Diversified
Sub Industry: Financial Services

## Business Model
Overview: ICICI Lombard General Insurance Company Ltd makes money through Core Business, Other Segments, Exports in Financial Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Insurance.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 68% of tracked revenue, equal to ₹18,811 Cr. | 68% | ₹18,811 Cr
- Other Segments: 26% of tracked revenue, equal to ₹7,192 Cr. | 26% | ₹7,192 Cr
- Exports: 6% of tracked revenue, equal to ₹1,660 Cr. | 6% | ₹1,660 Cr
Recent Context:
- Announcement: Schedule Of Analyst/ Institutional Investor Meet - Intimation
- Announcement: Communication Sent To Shareholders Regarding Tax Deduction At Source (TDS)
- BSE Filing: Communication Sent To Shareholders Regarding Tax Deduction At Source (TDS)

## Access
Current tier: anonymous
More history: Register free to see 19 more years.

## Data Freshness
Quote Updated: 2026-05-25T20:00:13.927Z
Price History Updated: 2026-05-25T05:26:29.903Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:26:29.903Z
Quant Updated: 2026-05-25T05:26:29.903Z
Sentiment Updated: 2026-05-25T05:26:29.903Z
Financials Status: current
Financials Updated: 2026-05-18T02:53:35.070Z
Financials Last Attempt: 2026-05-18T02:53:35.070Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹27005.69 Cr
Operating Profit: ₹0 Cr (OPM 0%)
Net Profit: ₹2771.94 Cr
Tax: ₹886.99 Cr

## Annual P&L History
FY26: Rev ₹27005.69Cr | PAT ₹2771.94Cr | OPM 0%
FY25: Rev ₹24001.46Cr | PAT ₹2508.29Cr | OPM 14.26%
FY24: Rev ₹21768.14Cr | PAT ₹1918.59Cr | OPM 12.17%

## Balance Sheet (FY26)
Total Assets: ₹76110.94 Cr
Total Liabilities: ₹59477.05 Cr
Borrowings: ₹0 Cr
Cash: ₹986.78 Cr

## Shareholding
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## Board
- Sanjeev Radheyshyam Mantri B.Com, CA, MD, CEO & Executive Director
- Gopal  Balachandran, Chief Financial Officer
- Vinod  Mahajan, Chief Investment Officer
- Girish  Nayak, Chief of Technology, Health Underwriting & Claims
- Amit  Kushwaha, Head of Legal & Chief Compliance Officer

## Highlights
- Strong revenue growth of 20% CAGR over 5 years
- ROE of 17.9% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/icicigi
Disclaimer: For research and education only. Not investment advice.