# Indian Overseas Bank (IOB)
> Exchange: NSE | Sector: Banking | ISIN: 

## Price
Current Price: ₹33.79
Day Change: +1.08%
52W High: ₹42.8
52W Low: ₹31.2
Market Cap: ₹63,720 Cr

## Valuation
P/E: 11.78
P/B: 1.86
EPS: ₹2.81
Book Value: ₹17.75
Dividend Yield: 0%

## Returns
1Y Return: -13.77%

## Profitability
ROE: 15.65%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 1.9%
Profit Growth: 39.7%
EBITDA Margin: 0%
Operating Margin: 44.19%

## About
Indian Overseas Bank is a Banks - Regional company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Banking
Industry: Banks - Regional
Sub Industry: Unknown

## Business Model
Overview: Indian Overseas Bank makes money through Interest income, Fees and commissions, Treasury and investment income in Banks - Regional. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Banking.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Concall Transcript: Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- Announcement: Announcement under Regulation 30 (LODR)-Interest Rates Updates
- BSE Filing: Announcement under Regulation 30 (LODR)-Interest Rates Updates

## Access
Current tier: anonymous
More history: Register free to see 3 more years.

## Data Freshness
Quote Updated: 2026-05-25T12:00:11.977Z
Price History Updated: 2026-05-25T05:29:13.237Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:29:13.237Z
Quant Updated: 2026-05-25T05:29:13.237Z
Sentiment Updated: 2026-05-25T05:29:13.237Z
Financials Status: current
Financials Updated: 2026-05-18T04:30:26.663Z
Financials Last Attempt: 2026-05-18T04:30:26.663Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## Balance Sheet (Mar 2021)
Total Assets: ₹35477 Cr
Total Liabilities: ₹35477 Cr
Borrowings: ₹0 Cr
Cash: ₹undefined Cr

## Shareholding
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## Board
- Ajay Kumar Srivastava, MD, CEO & Executive Director
- Joydeep Dutta Roy, Executive Director
- Dhanaraj  T., Executive Director
- Madhaw Chandra Jha, Deputy GM & CFO
- Raghuram  Mallela, Company Secretary & Compliance Officer

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Source: rupiya.io/stocks/iob
Disclaimer: For research and education only. Not investment advice.