# JIOFINANCIAL (JIOFINANCIAL)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹233.36
Day Change: -0.33%
52W High: ₹338.6
52W Low: ₹223.3
Market Cap: ₹1,53,893 Cr

## Valuation
P/E: 96.71
P/B: 1.1
EPS: ₹2.41
Book Value: ₹211.44
Dividend Yield: 0.26%

## Returns
1Y Return: -12.76%

## Profitability
ROE: 1.21%
ROCE: 1.47%
Debt/Equity: 0.16
Revenue Growth: 39.4%
Profit Growth: -14%
EBITDA Margin: 0%
Operating Margin: 43.08%

## About
JIOFINANCIAL is a leading Indian company in the Oil & Gas space, listed on the NSE. The company is a key player in the Integrated Oil & Gas segment with a strong market position and diversified operations.
Sector: NBFC & Finance
Industry: Financial Services
Sub Industry: Integrated Oil & Gas

## Business Model
Overview: JIOFINANCIAL makes money through Core Business, Other Segments, Exports in Integrated Oil & Gas. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 69% of tracked revenue, equal to ₹20,700 Cr. | 69% | ₹20,700 Cr
- Other Segments: 35% of tracked revenue, equal to ₹10,500 Cr. | 35% | ₹10,500 Cr
- Exports: -4% of tracked revenue, equal to ₹-1,200 Cr. | -4% | ₹-1,200 Cr
Recent Context:
- Announcement: Update On Institutional Investors'' Meeting
- Announcement: Update On Institutional Investors'' Meeting
- BSE Filing: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

## Data Freshness
Quote Updated: 2026-05-18T03:19:29.962Z
Price History Updated: 2026-05-18T03:19:30.685Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T03:19:30.685Z
Quant Updated: 2026-05-18T03:19:30.685Z
Sentiment Updated: 2026-05-18T03:19:30.685Z
Financials Status: current
Financials Updated: 2026-05-17T21:29:55.600Z
Financials Last Attempt: 2026-05-17T21:29:55.600Z
Financials Provider Tried: database-repair
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (Mar 2024)
Revenue: ₹45 Cr
Operating Profit: ₹39 Cr (OPM 88%)
Net Profit: ₹31 Cr
Tax: ₹49 Cr

## Annual P&L History
Mar 2024: Rev ₹45Cr | PAT ₹31Cr | OPM 88%
Mar 2025: Rev ₹1855Cr | PAT ₹1605Cr | OPM 84%
Mar 2026: Rev ₹2043Cr | PAT ₹1613Cr | OPM 76%

## Balance Sheet (Mar 2024)
Total Assets: ₹114930 Cr
Total Liabilities: ₹114930 Cr
Borrowings: ₹743 Cr
Cash: ₹undefined Cr

## Shareholding
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## Board
- Hitesh Kumar Sethia, CEO, MD & Director
- Mohana  Venkatachalam, Group Company Secretary & Chief Compliance Officer

## Highlights
- Strong revenue growth of 12% CAGR over 5 years
- ROE of 15.0% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/jiofinancial
Disclaimer: For research and education only. Not investment advice.