# Jana Small Finance Bank Ltd (JSFB)
> Exchange: NSE | Sector: Banking | ISIN: 

## Price
Current Price: ₹450.45
Day Change: -0.01%
52W High: ₹552.5
52W Low: ₹330
Market Cap: ₹4,867 Cr

## Valuation
P/E: 14.95
P/B: 1.09
EPS: ₹30.92
Book Value: ₹424.31
Dividend Yield: 0%

## Returns
1Y Return: -3.32%

## Profitability
ROE: 7.6%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 17.6%
Profit Growth: 12.9%
EBITDA Margin: 0%
Operating Margin: 17.34%

## About
Jana Small Finance Bank Ltd is a Banks - Regional company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Banking
Industry: Banks - Regional
Sub Industry: Unknown

## Business Model
Overview: Jana Small Finance Bank Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Banks - Regional. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Banking.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Earnings Call Transcript 6 May
- Announcement: Board Meeting Intimation for Consideration Of Fund Raising
- BSE Filing: Announcement under Regulation 30 (LODR)-Earnings Call Transcript 6 May

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-24T20:00:11.526Z
Price History Updated: 2026-05-25T05:31:16.318Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:31:16.318Z
Quant Updated: 2026-05-25T05:31:16.318Z
Sentiment Updated: 2026-05-25T05:31:16.318Z
Financials Status: current
Financials Updated: 2026-05-18T13:30:15.461Z
Financials Last Attempt: 2026-05-18T13:30:15.461Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹3615.02 Cr
Operating Profit: ₹0 Cr (OPM 0%)
Net Profit: ₹326.43 Cr
Tax: ₹0 Cr

## Annual P&L History
FY26: Rev ₹3615.02Cr | PAT ₹326.43Cr | OPM 0%
FY25: Rev ₹3130.51Cr | PAT ₹501.42Cr | OPM 0%
FY24: Rev ₹2624.86Cr | PAT ₹669.54Cr | OPM 0%

## Balance Sheet (FY26)
Total Assets: ₹47447.73 Cr
Total Liabilities: ₹42977.52 Cr
Borrowings: ₹5496.76 Cr
Cash: ₹2558.18 Cr

## Shareholding
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## Board
- Ajay Chamanlal  Kanwal, MD, CEO & Director
- Abhilash  Sandur, Chief Financial Officer
- Krishnan Subramania Raman, Head of Retail Financial Services & Executive Director
- Raja Narayanamurthy Lakshmi, Company Secretary & Compliance Officer
- Sudhir  Madhavan, President & Head of Strategic Alliance

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Source: rupiya.io/stocks/jsfb
Disclaimer: For research and education only. Not investment advice.