# Kotak Mahindra Bank Ltd (KOTAKBANK)
> Exchange: NSE | Sector: Banking | ISIN: INE237A01036

## Price
Current Price: ₹380.85
Day Change: -0.61%
52W High: ₹460.31
52W Low: ₹378.98
Market Cap: ₹3,85,189 Cr

## Valuation
P/E: 20.47
P/B: 2.29
EPS: ₹18.92
Book Value: ₹182.12
Dividend Yield: 0.17%

## Returns
1Y Return: -7.02%

## Profitability
ROE: 11.39%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: -11%
Profit Growth: 9.8%
EBITDA Margin: 0%
Operating Margin: 35.12%

## About
Kotak Mahindra Bank is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the Financial Services segment with a strong market position and diversified operations.
Sector: Banking
Industry: Banks - Regional
Sub Industry: Financial Services

## Business Model
Overview: Kotak Mahindra Bank Ltd makes money through Core Business, Other Segments, Exports in Financial Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Banking.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 69% of tracked revenue, equal to ₹78,898 Cr. | 69% | ₹78,898 Cr
- Other Segments: 34% of tracked revenue, equal to ₹38,877 Cr. | 34% | ₹38,877 Cr
- Exports: -3% of tracked revenue, equal to ₹-3,430 Cr. | -3% | ₹-3,430 Cr
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
- Announcement: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
- BSE Filing: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:02.224Z
Price History Updated: 2026-05-17T21:29:51.247Z
Latest Price History Date: 2026-05-17
Technicals Updated: 2026-05-17T21:29:51.247Z
Quant Updated: 2026-05-17T21:29:51.247Z
Sentiment Updated: 2026-05-17T21:29:51.247Z
Financials Status: current
Financials Updated: 2026-05-19T01:13:20.578Z
Financials Last Attempt: 2026-05-19T01:13:20.578Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹78015.38 Cr
Operating Profit: ₹0 Cr (OPM 0%)
Net Profit: ₹19287.89 Cr
Tax: ₹6812.1 Cr

## Annual P&L History
FY26: Rev ₹78015.38Cr | PAT ₹19287.89Cr | OPM 0%
FY25: Rev ₹74758.29Cr | PAT ₹22125.99Cr | OPM 0%
FY24: Rev ₹69669.6Cr | PAT ₹18213.21Cr | OPM 0%

## Balance Sheet (FY26)
Total Assets: ₹1003352.79 Cr
Total Liabilities: ₹822126.92 Cr
Borrowings: ₹95393.53 Cr
Cash: ₹102091.11 Cr

## Shareholding
Promoters: 50.87%
FIIs: 23.12%
DIIs: 14.42%
Public: 11.59%

## Board
- Ashok Valiram Vaswani, MD, CEO & Director
- Jaideep  Hansraj, Whole-Time Director
- Devang C. Gheewalla, Group Chief Financial Officer
- Nilesh  Chaudhari, Chief Technology Officer
- R. Anantha Raman, Chief Compliance Officer

## Highlights
- Strong revenue growth of 20% CAGR over 5 years
- ROE of 11.4% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/kotakbank
Disclaimer: For research and education only. Not investment advice.