# Laxmi India Finance Ltd (LAXMIINDIA)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹102.85
Day Change: -3.61%
52W High: ₹180.9
52W Low: ₹71.06
Market Cap: ₹608 Cr

## Valuation
P/E: 13.88
P/B: 1.32
EPS: ₹8.38
Book Value: ₹87.92
Dividend Yield: 0%

## Returns
1Y Return: -25.15%

## Profitability
ROE: 0%
ROCE: 4.21%
Debt/Equity: 2.57
Revenue Growth: 37%
Profit Growth: 56.5%
EBITDA Margin: 0%
Operating Margin: 33.05%

## About
Laxmi India Finance Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Laxmi India Finance Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Newspaper Publication
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
- BSE Filing: Announcement under Regulation 30 (LODR)-Newspaper Publication

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-06-08T20:00:07.519Z
Price History Updated: 2026-06-10T02:01:01.782Z
Latest Price History Date: 2026-06-08
Technicals Updated: 2026-06-10T02:01:01.782Z
Quant Updated: 2026-06-10T02:01:01.782Z
Sentiment Updated: 2026-06-10T02:01:01.782Z
Financials Status: current
Financials Updated: 2026-05-19T13:30:32.556Z
Financials Last Attempt: 2026-05-19T13:30:32.556Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹223 Cr
Operating Profit: ₹48.77 Cr (OPM 21.87%)
Net Profit: ₹36.01 Cr
Tax: ₹11.35 Cr

## Annual P&L History
FY25: Rev ₹223Cr | PAT ₹36.01Cr | OPM 21.87%
FY24: Rev ₹159.23Cr | PAT ₹22.47Cr | OPM 13.19%
FY23: Rev ₹122.58Cr | PAT ₹15.97Cr | OPM 17.16%

## Balance Sheet (FY25)
Total Assets: ₹1412.52 Cr
Total Liabilities: ₹1154.63 Cr
Borrowings: ₹1139.27 Cr
Cash: ₹102.43 Cr

## Shareholding
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## Board
- Deepak  Baid, Chairman & MD
- Gopal Krishan Sain, Chief Financial Officer
- Sourabh  Mishra, Company Secretary & Chief Compliance Officer
- Prem Devi Baid, Whole Time Director
- Aneesha  Baid, Whole Time Executive Director

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Source: rupiya.io/stocks/laxmiindia
Disclaimer: For research and education only. Not investment advice.