# Life Insurance Corporation of India (LICI)
> Exchange: NSE | Sector: Insurance | ISIN: 

## Price
Current Price: ₹812.95
Day Change: +1.59%
52W High: ₹980
52W Low: ₹721.5
Market Cap: ₹5,08,214 Cr

## Valuation
P/E: 9.59
P/B: 4.17
EPS: ₹83.81
Book Value: ₹192.55
Dividend Yield: 0%

## Returns
1Y Return: -11.19%

## Profitability
ROE: 0%
ROCE: 67.27%
Debt/Equity: 0
Revenue Growth: 16.1%
Profit Growth: 0%
EBITDA Margin: 7.55%
Operating Margin: 6.47%

## About
LIC is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the Financial Services segment with a strong market position and diversified operations.
Sector: Insurance
Industry: Insurance - Life
Sub Industry: Financial Services

## Business Model
Overview: Life Insurance Corporation of India makes money through Core Business, Other Segments, Exports in Financial Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Insurance.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 64% of tracked revenue, equal to ₹97,759 Cr. | 64% | ₹97,759 Cr
- Other Segments: 33% of tracked revenue, equal to ₹50,407 Cr. | 33% | ₹50,407 Cr
- Exports: 3% of tracked revenue, equal to ₹4,582 Cr. | 3% | ₹4,582 Cr
Recent Context:
- Announcement: Corrigendum
- Announcement: Corporate Action-Board approves Dividend
- BSE Filing: Investors/Analyst Meet

## Access
Current tier: anonymous
More history: Register free to see 8 more years.

## Data Freshness
Quote Updated: 2026-05-24T20:00:13.396Z
Price History Updated: 2026-05-25T05:26:30.328Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:26:30.328Z
Quant Updated: 2026-05-25T05:26:30.328Z
Sentiment Updated: 2026-05-25T05:26:30.328Z
Financials Status: current
Financials Updated: 2026-05-19T11:30:03.775Z
Financials Last Attempt: 2026-05-19T11:30:03.775Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹891125.26 Cr
Operating Profit: ₹48493.26 Cr (OPM 5.44%)
Net Profit: ₹48320.33 Cr
Tax: ₹30.28 Cr

## Annual P&L History
FY25: Rev ₹891125.26Cr | PAT ₹48320.33Cr | OPM 5.44%
FY24: Rev ₹849030.87Cr | PAT ₹40915.85Cr | OPM 4.85%
FY23: Rev ₹785217.08Cr | PAT ₹35996.65Cr | OPM 4.6%

## Balance Sheet (FY25)
Total Assets: ₹5660568.46 Cr
Total Liabilities: ₹5533064.8 Cr
Borrowings: ₹0 Cr
Cash: ₹54453.63 Cr

## Shareholding
Promoters: 42.14%
FIIs: 25.81%
DIIs: 19.78%
Public: 12.27%

## Board
- Doraiswamy  Ramchandran, MD, CEO & Director
- Sunil  Agrawal, Chief Financial Officer
- Arindam Das Gupta, Chief Investment Officer & Executive Director of Investment – Front Office
- K. R. Ashok, Executive Director of Acturial/Administration/IT Implementation
- Krishna Kumar Sukumaran Nair, Executive Director of Corp.Gov/ GJF/ Reg.Comp & Chief Compliance Officer

## Highlights
- Strong revenue growth of 18% CAGR over 5 years
- ROE of 15.0% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/lici
Disclaimer: For research and education only. Not investment advice.