# Mangal Credit and Fincorp Ltd (MANCREDIT)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: INE545L01039

## Price
Current Price: ₹168.05
Day Change: -0.9%
52W High: ₹215.75
52W Low: ₹152.06
Market Cap: ₹357 Cr

## Valuation
P/E: 28.16
P/B: 2.16
EPS: ₹6
Book Value: ₹78.1
Dividend Yield: 0%

## Returns
1Y Return: -5.8%

## Profitability
ROE: 0%
ROCE: 7.38%
Debt/Equity: 1.75
Revenue Growth: 44.6%
Profit Growth: 3.8%
EBITDA Margin: 73.1%
Operating Margin: 75.1%

## About
Mangal Credit and Fincorp Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Mangal Credit and Fincorp Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Board Meeting Outcome for Outcome Of Board Meeting Held On May 7, 2026.
- Announcement: Intimation Regarding Opening Of New Branch In The State Of Maharashtra.
- BSE Filing: Board Meeting Outcome for Outcome Of Board Meeting Held On May 7, 2026.

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:03.547Z
Price History Updated: 2026-05-18T22:59:29.190Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:59:29.190Z
Quant Updated: 2026-05-18T22:59:29.190Z
Sentiment Updated: 2026-05-18T22:59:29.190Z
Financials Status: current
Financials Updated: 2026-05-19T13:32:06.172Z
Financials Last Attempt: 2026-05-19T13:32:06.172Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹48.5 Cr
Operating Profit: ₹19.46 Cr (OPM 40.12%)
Net Profit: ₹13.07 Cr
Tax: ₹5.14 Cr

## Annual P&L History
FY25: Rev ₹48.5Cr | PAT ₹13.07Cr | OPM 40.12%
FY24: Rev ₹33.01Cr | PAT ₹10.55Cr | OPM 48.68%
FY23: Rev ₹20.83Cr | PAT ₹7.91Cr | OPM 54.25%

## Balance Sheet (FY25)
Total Assets: ₹349.4 Cr
Total Liabilities: ₹208.69 Cr
Borrowings: ₹200.49 Cr
Cash: ₹11.84 Cr

## Shareholding
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## Board
- Meghraj Sohanlal Jain, MD & Chairman
- Nilesh  Jain, Executive Director & CFO
- Chirag  Narendra Parmar, Company Secretary & Compliance Officer
- Hardik Meghraj Jain, Executive Director
- Paras  Shah, AVP of Operation

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Source: rupiya.io/stocks/mancredit
Disclaimer: For research and education only. Not investment advice.