# Muthoot Finance Ltd (MUTHOOTFIN)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹3296.7
Day Change: +0.73%
52W High: ₹4149
52W Low: ₹2028.1
Market Cap: ₹1,33,009 Cr

## Valuation
P/E: 12.56
P/B: 3.73
EPS: ₹263.72
Book Value: ₹887.28
Dividend Yield: 0%

## Returns
1Y Return: -0.4%

## Profitability
ROE: 30.41%
ROCE: 0%
Debt/Equity: 3.8
Revenue Growth: 60.8%
Profit Growth: 126.7%
EBITDA Margin: 0%
Operating Margin: 74.7%

## About
Muthoot Finance is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the NBFC — Diversified segment with a strong market position and diversified operations.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: NBFC — Diversified

## Business Model
Overview: Muthoot Finance Ltd makes money through Core Business, Other Segments, Exports in NBFC — Diversified. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 70% of tracked revenue, equal to ₹29,770 Cr. | 70% | ₹29,770 Cr
- Other Segments: 32% of tracked revenue, equal to ₹13,609 Cr. | 32% | ₹13,609 Cr
- Exports: -2% of tracked revenue, equal to ₹-851 Cr. | -2% | ₹-851 Cr
Recent Context:
- Concall Transcript: Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- Announcement: Announcement under Regulation 30 (LODR)-Newspaper Publication
- BSE Filing: Shareholder Meeting / Postal Ballot-Scrutinizer"s Report

## Access
Current tier: anonymous
More history: Register free to see 8 more years.

## Data Freshness
Quote Updated: 2026-05-24T20:00:13.396Z
Price History Updated: 2026-05-17T21:29:48.207Z
Latest Price History Date: 2026-05-17
Technicals Updated: 2026-05-17T21:29:48.207Z
Quant Updated: 2026-05-17T21:29:48.207Z
Sentiment Updated: 2026-05-17T21:29:48.207Z
Financials Status: current
Financials Updated: 2026-05-18T02:33:48.893Z
Financials Last Attempt: 2026-05-18T02:33:48.893Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## Balance Sheet (Mar 2016)
Total Assets: ₹26996 Cr
Total Liabilities: ₹26996 Cr
Borrowings: ₹0 Cr
Cash: ₹undefined Cr

## Shareholding
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## Board
- George Jacob Muthoot, Group Chairman of the Board & Whole-time Director
- George Alexander Muthoot FCA, MD & Whole Time Director
- Alexander George Muthoot, Joint MD & Whole Time Director
- George Thomas Muthoot, Joint MD & Whole Time Director
- George Muthoot Alexander Jr., Deputy MD & Whole Time Director

## Highlights
- Strong revenue growth of 15% CAGR over 5 years
- ROE of 26.7% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/muthootfin
Disclaimer: For research and education only. Not investment advice.