# Muthoot Microfin Ltd (MUTHOOTMF)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹178.56
Day Change: -0.95%
52W High: ₹217.99
52W Low: ₹124.12
Market Cap: ₹2,977 Cr

## Valuation
P/E: 17.5
P/B: 1.04
EPS: ₹10.14
Book Value: ₹170.16
Dividend Yield: 0%

## Returns
1Y Return: 8.8%

## Profitability
ROE: 6.21%
ROCE: 4.32%
Debt/Equity: 3.4
Revenue Growth: 0%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: 23.8%

## About
Muthoot Microfin Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Muthoot Microfin Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Asset Liability Management (ALM) statement
- Announcement: Compliances-Reg.24(A)-Annual Secretarial Compliance
- BSE Filing: Asset Liability Management (ALM) statement

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-25T16:00:08.172Z
Price History Updated: 2026-05-25T05:31:28.692Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:31:28.692Z
Quant Updated: 2026-05-25T05:31:28.692Z
Sentiment Updated: 2026-05-25T05:31:28.692Z
Financials Status: current
Financials Updated: 2026-05-18T15:31:12.032Z
Financials Last Attempt: 2026-05-18T15:31:12.032Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹2236.92 Cr
Operating Profit: ₹511.8 Cr (OPM 22.88%)
Net Profit: ₹170.27 Cr
Tax: ₹38.64 Cr

## Annual P&L History
FY26: Rev ₹2236.92Cr | PAT ₹170.27Cr | OPM 22.88%
FY25: Rev ₹2468.48Cr | PAT ₹-222.52Cr | OPM 31.26%
FY24: Rev ₹1984.41Cr | PAT ₹449.58Cr | OPM 24.38%

## Balance Sheet (FY26)
Total Assets: ₹12684.81 Cr
Total Liabilities: ₹9830.49 Cr
Borrowings: ₹9707.25 Cr
Cash: ₹701.15 Cr

## Shareholding
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## Board
- Sadaf  Sayeed, Chief Executive Officer
- Thoroppady  Praveen, Chief Financial Officer
- Udeesh  Ullas, Chief Operating Officer
- Linson Chelamattathil Paul, Chief Technology Officer
- Neethu  Ajay, Company Secretary & Chief Compliance Officer

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Source: rupiya.io/stocks/muthootmf
Disclaimer: For research and education only. Not investment advice.