# Niva Bupa Health Insurance Company Ltd (NIVABUPA)
> Exchange: NSE | Sector: Insurance | ISIN: 

## Price
Current Price: ₹83.62
Day Change: +2.59%
52W High: ₹95.21
52W Low: ₹67.5
Market Cap: ₹14,778 Cr

## Valuation
P/E: 112.66
P/B: 4.18
EPS: ₹0.71
Book Value: ₹19.15
Dividend Yield: 0%

## Returns
1Y Return: 4.63%

## Profitability
ROE: 7.96%
ROCE: 10.76%
Debt/Equity: 0.07
Revenue Growth: 65.8%
Profit Growth: 167.8%
EBITDA Margin: 5.8%
Operating Margin: 12.6%

## About
Niva Bupa Health Insurance Company Ltd is a Insurance - Life company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Insurance
Industry: Insurance - Life
Sub Industry: Unknown

## Business Model
Overview: Niva Bupa Health Insurance Company Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Insurance - Life. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Insurance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
- Concall Transcript: Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- BSE Filing: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:03.547Z
Price History Updated: 2026-05-18T22:58:21.553Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:58:21.553Z
Quant Updated: 2026-05-18T22:58:21.553Z
Sentiment Updated: 2026-05-18T22:58:21.553Z
Financials Status: current
Financials Updated: 2026-05-18T10:30:05.475Z
Financials Last Attempt: 2026-05-18T10:30:05.475Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹5690.77 Cr
Operating Profit: ₹277.18 Cr (OPM 4.87%)
Net Profit: ₹213.52 Cr
Tax: ₹0 Cr

## Annual P&L History
FY25: Rev ₹5690.77Cr | PAT ₹213.52Cr | OPM 4.87%
FY24: Rev ₹4427.24Cr | PAT ₹81.85Cr | OPM 3.05%
FY23: Rev ₹2798.52Cr | PAT ₹12.54Cr | OPM 2.06%

## Balance Sheet (FY25)
Total Assets: ₹9760.16 Cr
Total Liabilities: ₹5266.17 Cr
Borrowings: ₹250 Cr
Cash: ₹220.35 Cr

## Shareholding
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## Board
- Krishnan  Ramachandran, MD, CEO & Executive Director
- Vishwanath  Mahendra, CFO & Executive Director
- Bhabatosh  Mishra, Director & COO
- Vikas  Jain, Executive VP & Chief Investment Officer
- Dhiresh  Rustogi, CTO & Director

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Source: rupiya.io/stocks/nivabupa
Disclaimer: For research and education only. Not investment advice.