# Paisalo Digital Ltd (PAISALO)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹49.92
Day Change: +1.22%
52W High: ₹51.15
52W Low: ₹29.38
Market Cap: ₹4,228 Cr

## Valuation
P/E: 17.74
P/B: 2.52
EPS: ₹2.62
Book Value: ₹18.42
Dividend Yield: 0%

## Returns
1Y Return: 39.37%

## Profitability
ROE: 0%
ROCE: 9.11%
Debt/Equity: 2.26
Revenue Growth: 20%
Profit Growth: 4.3%
EBITDA Margin: 0%
Operating Margin: 63.89%

## About
Paisalo Digital Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Paisalo Digital Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011.
- Announcement: Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011.
- BSE Filing: Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011.

## Access
Current tier: anonymous
More history: Register free to see 8 more years.

## Data Freshness
Quote Updated: 2026-05-21T20:00:04.699Z
Price History Updated: 2026-05-18T22:58:41.968Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:58:41.968Z
Quant Updated: 2026-05-18T22:58:41.968Z
Sentiment Updated: 2026-05-18T22:58:41.968Z
Financials Status: current
Financials Updated: 2026-05-18T13:31:58.156Z
Financials Last Attempt: 2026-05-18T13:31:58.156Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## Balance Sheet (Mar 2016)
Total Assets: ₹1122 Cr
Total Liabilities: ₹1122 Cr
Borrowings: ₹0 Cr
Cash: ₹undefined Cr

## Shareholding
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## Board
- Sunil Purushottanm Agarwal, MD, CEO & Executive Director
- Harish  Singh, Executive Director of Operations, CFO & Executive Director
- Manendra  Singh CS, Chief Compliance Officer & Company Secretary
- Anoop  Krishna, Executive Director of Strategy & Planning and Executive Director
- Santanu  Agarwal, Deputy MD & Executive Director

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Source: rupiya.io/stocks/paisalo
Disclaimer: For research and education only. Not investment advice.