# PTC India Financial Services Ltd (PFS)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹30.94
Day Change: +3.13%
52W High: ₹44.49
52W Low: ₹23.78
Market Cap: ₹1,929 Cr

## Valuation
P/E: 6.04
P/B: 0.7
EPS: ₹4.97
Book Value: ₹42.88
Dividend Yield: 0%

## Returns
1Y Return: -16.14%

## Profitability
ROE: 0%
ROCE: 6.47%
Debt/Equity: 0
Revenue Growth: -55.5%
Profit Growth: -62.4%
EBITDA Margin: 0%
Operating Margin: 84.14%

## About
PTC India Financial Services Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: PTC India Financial Services Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Concall Transcript: Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- Announcement: Announcement under Regulation 30 (LODR)-Newspaper Publication
- BSE Filing: Announcement under Regulation 30 (LODR)-Newspaper Publication

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:04.699Z
Price History Updated: 2026-05-18T22:58:56.850Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:58:56.850Z
Quant Updated: 2026-05-18T22:58:56.850Z
Sentiment Updated: 2026-05-18T22:58:56.850Z
Financials Status: current
Financials Updated: 2026-05-19T01:31:24.914Z
Financials Last Attempt: 2026-05-19T01:31:24.914Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹554.41 Cr
Operating Profit: ₹198.03 Cr (OPM 35.72%)
Net Profit: ₹217.05 Cr
Tax: ₹61.47 Cr

## Annual P&L History
FY25: Rev ₹554.41Cr | PAT ₹217.05Cr | OPM 35.72%
FY24: Rev ₹704.38Cr | PAT ₹160.75Cr | OPM 23.07%
FY23: Rev ₹748.58Cr | PAT ₹175.81Cr | OPM 35.55%

## Balance Sheet (FY25)
Total Assets: ₹5682.59 Cr
Total Liabilities: ₹2928.27 Cr
Borrowings: ₹2860.94 Cr
Cash: ₹762.52 Cr

## Shareholding
undefined: undefined%
undefined: undefined%
undefined: undefined%
undefined: undefined%
undefined: undefined%
undefined: undefined%
undefined: undefined%
undefined: undefined%
undefined: undefined%
undefined: undefined%
undefined: undefined%

## Board
- Rangachari  Balaji, CEO, MD & Director
- Dilip  Srivastava, Director of Finance, CFO & Additional Director
- Sitesh Kumar Sinha, Executive VP & Chief Compliance Officer
- Kalur  Srinivas, Chief Credit Officer
- Sanjeev  Kumar, Whole Time Director of Operations & Additional Director

---
Source: rupiya.io/stocks/pfs
Disclaimer: For research and education only. Not investment advice.