# PNB Gilts Ltd (PNBGILTS)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹79.35
Day Change: -1.84%
52W High: ₹119.84
52W Low: ₹58.75
Market Cap: ₹1,362 Cr

## Valuation
P/E: 7.5
P/B: 0.8
EPS: ₹10.09
Book Value: ₹94.75
Dividend Yield: 2.49%

## Returns
1Y Return: -16.32%

## Profitability
ROE: 11.16%
ROCE: 7%
Debt/Equity: 14.8
Revenue Growth: -3.3%
Profit Growth: -82.7%
EBITDA Margin: 0%
Operating Margin: 79.79%

## About
PNB Gilts Ltd is a Capital Markets company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Capital Markets
Sub Industry: Unknown

## Business Model
Overview: PNB Gilts Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Capital Markets. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Newspaper Publication
- Announcement: Shareholder Meeting / Postal Ballot-Scrutinizer"s Report
- BSE Filing: Announcement under Regulation 30 (LODR)-Newspaper Publication

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-24T20:00:14.480Z
Price History Updated: 2026-05-18T22:59:03.986Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:59:03.986Z
Quant Updated: 2026-05-18T22:59:03.986Z
Sentiment Updated: 2026-05-18T22:59:03.986Z
Financials Status: current
Financials Updated: 2026-05-18T18:31:14.166Z
Financials Last Attempt: 2026-05-18T18:31:14.166Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹1675.98 Cr
Operating Profit: ₹1620.87 Cr (OPM 96.71%)
Net Profit: ₹233.03 Cr
Tax: ₹77.92 Cr

## Annual P&L History
FY25: Rev ₹1675.98Cr | PAT ₹233.03Cr | OPM 96.71%
FY24: Rev ₹1383.47Cr | PAT ₹69.41Cr | OPM 102.08%
FY23: Rev ₹950.42Cr | PAT ₹-77.22Cr | OPM 88.31%

## Balance Sheet (FY25)
Total Assets: ₹24702.51 Cr
Total Liabilities: ₹23157.31 Cr
Borrowings: ₹22384 Cr
Cash: ₹61.66 Cr

## Shareholding
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## Board
- Monika  Kochar B.Com., L.L.B., Senior VP, Company Secretary & Compliance Officer
- Pareed  Sunil CAIIB, M.A., MD, CEO & Director
- Kishkanda  Garg, Chief Financial Officer
- Vijay  Sharma, Senior Executive Vice President of Operations
- Priyanka  Gupta, Chief Technical Officer

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Source: rupiya.io/stocks/pnbgilts
Disclaimer: For research and education only. Not investment advice.