# PNB Housing Finance Ltd (PNBHOUSING)
> Exchange: NSE | Sector: Financial Services | ISIN: 

## Price
Current Price: ₹1059.6
Day Change: +0.35%
52W High: ₹1141.9
52W Low: ₹729.6
Market Cap: ₹27,279 Cr

## Valuation
P/E: 11.92
P/B: 1.42
EPS: ₹87.8
Book Value: ₹737.64
Dividend Yield: 0.75%

## Returns
1Y Return: 16.28%

## Profitability
ROE: 12.7%
ROCE: 0%
Debt/Equity: 2.77
Revenue Growth: 21.6%
Profit Growth: 19%
EBITDA Margin: 0%
Operating Margin: 77.55%

## About
PNB Housing Finance Ltd is a Mortgage Finance company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Financial Services
Industry: Mortgage Finance
Sub Industry: Unknown

## Business Model
Overview: PNB Housing Finance Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Mortgage Finance. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Financial Services.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
- Announcement: Announcement under Regulation 30 (LODR)-Credit Rating
- BSE Filing: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

## Access
Current tier: anonymous
More history: Register free to see 5 more years.

## Data Freshness
Quote Updated: 2026-05-24T20:00:14.480Z
Price History Updated: 2026-05-18T22:58:14.971Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:58:14.971Z
Quant Updated: 2026-05-18T22:58:14.971Z
Sentiment Updated: 2026-05-18T22:58:14.971Z
Financials Status: current
Financials Updated: 2026-05-18T08:31:14.266Z
Financials Last Attempt: 2026-05-18T08:31:14.266Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## Balance Sheet (Mar 2019)
Total Assets: ₹63014 Cr
Total Liabilities: ₹63014 Cr
Borrowings: ₹0 Cr
Cash: ₹undefined Cr

## Shareholding
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## Board
- Vinay  Gupta, Chief Financial Officer
- Veena G. Kamath, Company Secretary
- Ajai Kumar Shukla, CEO & MD
- Anubhav  Rajput, Chief Information Officer
- Chaitanya  Yadav, National Head of Corporate Planning & Investor Relations

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Source: rupiya.io/stocks/pnbhousing
Disclaimer: For research and education only. Not investment advice.