# Punjab & Sind Bank (PSB)
> Exchange: NSE | Sector: Banking | ISIN: 

## Price
Current Price: ₹23.69
Day Change: +0.64%
52W High: ₹34.45
52W Low: ₹20.5
Market Cap: ₹16,575 Cr

## Valuation
P/E: 12.56
P/B: 1.2
EPS: ₹1.86
Book Value: ₹19.45
Dividend Yield: 1.65%

## Returns
1Y Return: -22.82%

## Profitability
ROE: 9.62%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 33.8%
Profit Growth: 29.1%
EBITDA Margin: 0%
Operating Margin: 41.72%

## About
Punjab & Sind Bank is a Banks - Regional company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Banking
Industry: Banks - Regional
Sub Industry: Unknown

## Business Model
Overview: Punjab & Sind Bank makes money through Interest income, Fees and commissions, Treasury and investment income in Banks - Regional. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Banking.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
- BSE Filing: Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:04.699Z
Price History Updated: 2026-05-18T22:58:19.779Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:58:19.779Z
Quant Updated: 2026-05-18T22:58:19.779Z
Sentiment Updated: 2026-05-18T22:58:19.779Z
Financials Status: current
Financials Updated: 2026-05-18T09:31:26.998Z
Financials Last Attempt: 2026-05-18T09:31:26.998Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹5589.21 Cr
Operating Profit: ₹0 Cr (OPM 0%)
Net Profit: ₹1321.93 Cr
Tax: ₹430.4 Cr

## Annual P&L History
FY26: Rev ₹5589.21Cr | PAT ₹1321.93Cr | OPM 0%
FY25: Rev ₹5351.31Cr | PAT ₹1015.83Cr | OPM 0%
FY24: Rev ₹3709.21Cr | PAT ₹595.42Cr | OPM 0%

## Balance Sheet (FY26)
Total Assets: ₹179270.31 Cr
Total Liabilities: ₹165137.89 Cr
Borrowings: ₹16352.32 Cr
Cash: ₹6299.26 Cr

## Shareholding
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## Board
- Swarup Kumar Saha, CEO, MD & Director
- Ravi  Mehra, Executive Director
- .  Rajeeva, Executive Director
- Arnab  Goswamy, Chief Financial Officer
- Prem Chand Kumar, Chief Technical Officer

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Source: rupiya.io/stocks/psb
Disclaimer: For research and education only. Not investment advice.