# REC Ltd (RECLTD)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹336.95
Day Change: +0.97%
52W High: ₹428.55
52W Low: ₹304.1
Market Cap: ₹91,096 Cr

## Valuation
P/E: 5.6
P/B: 1.09
EPS: ₹61.82
Book Value: ₹317.1
Dividend Yield: 5.33%

## Returns
1Y Return: -6.77%

## Profitability
ROE: 19.96%
ROCE: 0%
Debt/Equity: 6.07
Revenue Growth: -14.4%
Profit Growth: -21.9%
EBITDA Margin: 0%
Operating Margin: 90.23%

## About
RECL is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the NBFC — Diversified segment with a strong market position and diversified operations.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: NBFC — Diversified

## Business Model
Overview: REC Ltd makes money through Core Business, Other Segments, Exports in NBFC — Diversified. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 62% of tracked revenue, equal to ₹17,059 Cr. | 62% | ₹17,059 Cr
- Other Segments: 33% of tracked revenue, equal to ₹9,080 Cr. | 33% | ₹9,080 Cr
- Exports: 5% of tracked revenue, equal to ₹1,376 Cr. | 5% | ₹1,376 Cr
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Change in Management
- Announcement: Board Meeting Outcome for Outcome Of Board Meeting Held On May 16, 2026.
- BSE Filing: Announcement under Regulation 30 (LODR)-Change in Management

## Access
Current tier: anonymous
More history: Register free to see 8 more years.

## Data Freshness
Quote Updated: 2026-05-24T20:00:14.481Z
Price History Updated: 2026-05-25T05:26:31.166Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:26:31.166Z
Quant Updated: 2026-05-25T05:26:31.166Z
Sentiment Updated: 2026-05-25T05:26:31.166Z
Financials Status: current
Financials Updated: 2026-05-18T02:53:36.242Z
Financials Last Attempt: 2026-05-18T02:53:36.242Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## Balance Sheet (Mar 2016)
Total Assets: ₹183456 Cr
Total Liabilities: ₹183456 Cr
Borrowings: ₹0 Cr
Cash: ₹undefined Cr

## Shareholding
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## Board
- Jitendra  Srivastava, Chairman & MD
- Rajesh  Kumar, CFO, Director of Finance & Director
- Sahab  Narain DGM, RECL, Head of Internal Audit Function and GM of Finance & Accounts
- Dinesh  Garg ACS, M.Com, GM, Deputy Nodal Officer for Equity Shares, Compliance Officer & Company Secretary
- Arun Kumar Tyagi, Executive Director of Finance & HR

## Highlights
- Strong revenue growth of 10% CAGR over 5 years
- ROE of 20.0% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/recltd
Disclaimer: For research and education only. Not investment advice.