# Real Touch Finance Ltd (RTFL)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹48.75
Day Change: -4.99%
52W High: ₹64.8
52W Low: ₹41.97
Market Cap: ₹57 Cr

## Valuation
P/E: 12.07
P/B: 1.13
EPS: ₹3.74
Book Value: ₹39.87
Dividend Yield: 0%

## Returns
1Y Return: -42.69%

## Profitability
ROE: 16.67%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 0%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: 0%

## About
Real Touch Finance Ltd is a Credit Services company listed on BSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Real Touch Finance Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
- Announcement: Revised Announcement Under Regulation 30 Of SEBI LODR Regulations 2015.
- BSE Filing: Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-19T10:00:20.780Z
Price History Updated: 2026-05-19T10:00:21.336Z
Latest Price History Date: 2026-05-19
Technicals Updated: 2026-05-19T10:00:21.336Z
Quant Updated: 2026-05-19T10:00:21.336Z
Sentiment Updated: 2026-05-19T10:00:21.336Z
Financials Status: current
Financials Updated: 2026-05-18T14:30:01.030Z
Financials Last Attempt: 2026-05-18T14:30:01.030Z
Financials Provider Tried: database
Latest P&L Period: FY 2025
Latest Balance Sheet Period: FY 2025
Latest Cash Flow Period: FY 2025

## P&L (FY 2022)
Revenue: ₹2 Cr
Operating Profit: ₹2 Cr (OPM 80.89%)
Net Profit: ₹1 Cr
Tax: ₹0 Cr

## Annual P&L History
FY 2022: Rev ₹2Cr | PAT ₹1Cr | OPM 80.89%
FY 2023: Rev ₹10Cr | PAT ₹3Cr | OPM 39.9%
FY 2024: Rev ₹19Cr | PAT ₹3Cr | OPM 23.58%

## Balance Sheet (FY 2023)
Total Assets: ₹131 Cr
Total Liabilities: ₹91 Cr
Borrowings: ₹87 Cr
Cash: ₹undefined Cr

## Shareholding
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Source: rupiya.io/stocks/rtfl
Disclaimer: For research and education only. Not investment advice.