# Sainik Finance & Industries Ltd (SAINIK)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹36.25
Day Change: +0%
52W High: ₹64
52W Low: ₹27.05
Market Cap: ₹45 Cr

## Valuation
P/E: 8.11
P/B: 0.99
EPS: ₹5.14
Book Value: ₹42.11
Dividend Yield: 0%

## Returns
1Y Return: -15.3%

## Profitability
ROE: 54.55%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 0%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: 0%

## About
Sainik Finance & Industries Ltd is a Credit Services company listed on BSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Sainik Finance & Industries Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Compliances-Reg.24(A)-Annual Secretarial Compliance
- Announcement: Submission Of Report Under Regulation 10 (7) Of SEBI (SAST) Regulations, 2011
- BSE Filing: Compliances-Reg.24(A)-Annual Secretarial Compliance

## Data Freshness
Quote Updated: 2026-05-19T07:00:21.898Z
Price History Updated: 2026-05-25T05:39:16.100Z
Latest Price History Date: 2026-05-19
Technicals Updated: 2026-05-25T05:39:16.100Z
Quant Updated: 2026-05-25T05:39:16.100Z
Sentiment Updated: 2026-05-25T05:39:16.100Z
Financials Status: current
Financials Updated: 2026-05-18T14:30:01.030Z
Financials Last Attempt: 2026-05-18T14:30:01.030Z
Financials Provider Tried: database
Latest P&L Period: FY 2025
Latest Balance Sheet Period: FY 2025
Latest Cash Flow Period: FY 2025

## P&L (Mar 2022)
Revenue: ₹20.79 Cr
Operating Profit: ₹11.23 Cr (OPM 54.02%)
Net Profit: ₹-0.96 Cr
Tax: ₹-1.57 Cr

## Balance Sheet (Mar 2022)
Total Assets: ₹234.09 Cr
Total Liabilities: ₹234.09 Cr
Borrowings: ₹162.41 Cr
Cash: ₹undefined Cr

## Shareholding
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Source: rupiya.io/stocks/sainik
Disclaimer: For research and education only. Not investment advice.