# SBI Life Insurance Company Ltd (SBILIFE)
> Exchange: NSE | Sector: Insurance | ISIN: 

## Price
Current Price: ₹1901.9
Day Change: +1.67%
52W High: ₹2132.9
52W Low: ₹1724
Market Cap: ₹1,87,001 Cr

## Valuation
P/E: 75.75
P/B: 9.8
EPS: ₹24.61
Book Value: ₹189.62
Dividend Yield: 0.14%

## Returns
1Y Return: -6.28%

## Profitability
ROE: 13.7%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: -82.2%
Profit Growth: -1.1%
EBITDA Margin: 2.47%
Operating Margin: 21.17%

## About
SBI Life Insurance is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the Financial Services segment with a strong market position and diversified operations.
Sector: Insurance
Industry: Insurance - Life
Sub Industry: Financial Services

## Business Model
Overview: SBI Life Insurance Company Ltd makes money through Core Business, Other Segments, Exports in Financial Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Insurance.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 65% of tracked revenue, equal to ₹36,513 Cr. | 65% | ₹36,513 Cr
- Other Segments: 31% of tracked revenue, equal to ₹17,414 Cr. | 31% | ₹17,414 Cr
- Exports: 4% of tracked revenue, equal to ₹2,247 Cr. | 4% | ₹2,247 Cr
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Change in Management
- Announcement: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS
- BSE Filing: Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

## Access
Current tier: anonymous
More history: Register free to see 19 more years.

## Data Freshness
Quote Updated: 2026-05-25T12:00:11.977Z
Price History Updated: 2026-05-25T05:26:31.323Z
Latest Price History Date: 2026-05-24
Technicals Updated: 2026-05-25T05:26:31.323Z
Quant Updated: 2026-05-25T05:26:31.323Z
Sentiment Updated: 2026-05-25T05:26:31.323Z
Financials Status: current
Financials Updated: 2026-05-18T02:33:12.009Z
Financials Last Attempt: 2026-05-18T02:33:12.009Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹112291.11 Cr
Operating Profit: ₹0 Cr (OPM 0%)
Net Profit: ₹2470.3 Cr
Tax: ₹67.1 Cr

## Annual P&L History
FY26: Rev ₹112291.11Cr | PAT ₹2470.3Cr | OPM 0%
FY25: Rev ₹116919.89Cr | PAT ₹2413.3Cr | OPM 2.14%
FY24: Rev ₹130925.56Cr | PAT ₹1893.78Cr | OPM 1.49%

## Balance Sheet (FY26)
Total Assets: ₹500045.94 Cr
Total Liabilities: ₹480959.94 Cr
Borrowings: ₹0 Cr
Cash: ₹3207.94 Cr

## Shareholding
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## Board
- Amit  Jhingran, MD, CEO & Director
- Sangramjit  Sarangi, President & CFO
- Girish Mahesh Manik, Company Secretary & Compliance Officer
- M.  Anand, President & Chief Distribution Officer
- Subhendu Kumar Bal, President & Chief Risk Officer

## Highlights
- Strong revenue growth of 10% CAGR over 5 years
- ROE of 13.7% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/sbilife
Disclaimer: For research and education only. Not investment advice.