# State Bank of India (SBIN)
> Exchange: NSE | Sector: Banking | ISIN: INE062A01020

## Price
Current Price: ₹950.9
Day Change: +0%
52W High: ₹1090
52W Low: ₹679.65
Market Cap: ₹8,88,862 Cr

## Valuation
P/E: 10.71
P/B: 1.56
EPS: ₹89.93
Book Value: ₹641.36
Dividend Yield: 1.77%

## Returns
1Y Return: 0.61%

## Profitability
ROE: 15.48%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 3.8%
Profit Growth: -3.1%
EBITDA Margin: 0%
Operating Margin: 26.75%

## About
SBI is a leading Indian company in the Financial Services space, listed on the NSE. The company is a key player in the Financial Services segment with a strong market position and diversified operations.
Sector: Banking
Industry: Banks - Regional
Sub Industry: Financial Services

## Business Model
Overview: State Bank of India makes money through Core Business, Other Segments, Exports in Financial Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Banking.
Source: Derived from stock data
Revenue Streams:
- Core Business
- Other Segments
- Exports
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Business Segments:
- Core Business: 72% of tracked revenue, equal to ₹1,95,373 Cr. | 72% | ₹1,95,373 Cr
- Other Segments: 26% of tracked revenue, equal to ₹70,552 Cr. | 26% | ₹70,552 Cr
- Exports: 2% of tracked revenue, equal to ₹5,427 Cr. | 2% | ₹5,427 Cr
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Newspaper Publication
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
- BSE Filing: Shareholder Meeting / Postal Ballot-Outcome of EGM

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:04.699Z
Price History Updated: 2026-05-17T21:29:49.145Z
Latest Price History Date: 2026-05-17
Technicals Updated: 2026-05-17T21:29:49.145Z
Quant Updated: 2026-05-17T21:29:49.145Z
Sentiment Updated: 2026-05-17T21:29:49.145Z
Financials Status: current
Financials Updated: 2026-05-19T01:12:53.718Z
Financials Last Attempt: 2026-05-19T01:12:53.718Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹349523.42 Cr
Operating Profit: ₹0 Cr (OPM 0%)
Net Profit: ₹77561.34 Cr
Tax: ₹27348.14 Cr

## Annual P&L History
FY25: Rev ₹349523.42Cr | PAT ₹77561.34Cr | OPM 0%
FY24: Rev ₹323613.5Cr | PAT ₹67084.67Cr | OPM 0%
FY23: Rev ₹270336.91Cr | PAT ₹55648.17Cr | OPM 0%

## Balance Sheet (FY25)
Total Assets: ₹7314185.34 Cr
Total Liabilities: ₹6809122.74 Cr
Borrowings: ₹618125.44 Cr
Cash: ₹620849.18 Cr

## Shareholding
Promoters: 47.17%
FIIs: 18.38%
DIIs: 18.36%
Public: 16.1%

## Board
- Rana Ashutosh Kumar Singh, MD of International Banking, Global Markets & Technology & Director
- Ashwini Kumar Tewari, MD of Corporate Banking (CAG & CCG) ]and Director
- Rama Mohan Rao Amara, Managing Director of Retail Business & Operations & Director
- Kameshwar Rao Kodavanti, Chief Financial Officer
- Binod Kumar Mishra, Deputy MD & COO

## Highlights
- Strong revenue growth of 11% CAGR over 5 years
- ROE of 15.5% indicates efficient capital allocation

## Concerns
- Debt-to-equity ratio needs monitoring amid expansion plans
- Promoter holding has seen slight decline in recent quarters

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Source: rupiya.io/stocks/sbin
Disclaimer: For research and education only. Not investment advice.