# Smart Finsec Ltd (SMARTFIN)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹8.38
Day Change: +2.15%
52W High: ₹15.25
52W Low: ₹6.3
Market Cap: ₹26 Cr

## Valuation
P/E: 25.15
P/B: 1.56
EPS: ₹0.34
Book Value: ₹5.49
Dividend Yield: 0%

## Returns
1Y Return: -40.99%

## Profitability
ROE: 12.5%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 0%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: 0%

## About
Smart Finsec Ltd is a Capital Markets company listed on BSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Capital Markets
Sub Industry: Unknown

## Business Model
Overview: Smart Finsec Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Capital Markets. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Compliances-Reg.24(A)-Annual Secretarial Compliance
- Announcement: Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
- BSE Filing: Compliances-Reg.24(A)-Annual Secretarial Compliance

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T06:45:19.720Z
Price History Updated: 2026-05-21T06:45:20.415Z
Latest Price History Date: 2026-05-21
Technicals Updated: 2026-05-21T06:45:20.415Z
Quant Updated: 2026-05-21T06:45:20.415Z
Sentiment Updated: 2026-05-21T06:45:20.415Z
Financials Status: current
Financials Updated: 2026-05-18T15:30:00.976Z
Financials Last Attempt: 2026-05-18T15:30:00.976Z
Financials Provider Tried: database
Latest P&L Period: FY 2025
Latest Balance Sheet Period: FY 2025
Latest Cash Flow Period: FY 2025

## P&L (FY 2022)
Revenue: ₹51 Cr
Operating Profit: ₹5 Cr (OPM 8.95%)
Net Profit: ₹3 Cr
Tax: ₹1 Cr

## Annual P&L History
FY 2022: Rev ₹51Cr | PAT ₹3Cr | OPM 8.95%
FY 2023: Rev ₹31Cr | PAT ₹1Cr | OPM 5.99%
FY 2024: Rev ₹24Cr | PAT ₹2Cr | OPM 10.69%

## Balance Sheet (FY 2022)
Total Assets: ₹13 Cr
Total Liabilities: ₹3 Cr
Borrowings: ₹0 Cr
Cash: ₹undefined Cr

## Shareholding
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Source: rupiya.io/stocks/smartfin
Disclaimer: For research and education only. Not investment advice.