# Spandana Sphoorty Financial Ltd (SPANDANA)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: 

## Price
Current Price: ₹225.9
Day Change: -3.34%
52W High: ₹321.85
52W Low: ₹182.5
Market Cap: ₹2,314 Cr

## Valuation
P/E: 0
P/B: 0.89
EPS: ₹-91.02
Book Value: ₹292.84
Dividend Yield: 0%

## Returns
1Y Return: -11.58%

## Profitability
ROE: 0%
ROCE: -5.77%
Debt/Equity: 1.48
Revenue Growth: 0%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: -160.07%

## About
Spandana Sphoorty Financial Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Spandana Sphoorty Financial Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Concall Transcript: Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
- BSE Filing: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-06-11T20:00:11.857Z
Price History Updated: 2026-06-11T10:10:32.253Z
Latest Price History Date: 2026-06-10
Technicals Updated: 2026-06-11T10:10:32.253Z
Quant Updated: 2026-06-11T10:10:32.253Z
Sentiment Updated: 2026-06-11T10:10:32.253Z
Financials Status: current
Financials Updated: 2026-05-19T01:16:50.382Z
Financials Last Attempt: 2026-05-19T01:16:50.382Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹965.32 Cr
Operating Profit: ₹-305.78 Cr (OPM -31.68%)
Net Profit: ₹-699.09 Cr
Tax: ₹-226.33 Cr

## Annual P&L History
FY26: Rev ₹965.32Cr | PAT ₹-699.09Cr | OPM -31.68%
FY25: Rev ₹2194.32Cr | PAT ₹-1035.1Cr | OPM 17.22%
FY24: Rev ₹2215.83Cr | PAT ₹500.66Cr | OPM 29.63%

## Balance Sheet (FY26)
Total Assets: ₹6246.37 Cr
Total Liabilities: ₹4116.8 Cr
Borrowings: ₹3942.73 Cr
Cash: ₹769.49 Cr

## Shareholding
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## Board
- Ashish Kumar Damani, President & CFO
- Vinay Prakash Tripathi, Company Secretary
- Venkatesh  Krishnan, MD & CEO
- Ganesh  KV, Chief Operating Officer
- Avinash  Yadav, Chief Information Officer

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Source: rupiya.io/stocks/spandana
Disclaimer: For research and education only. Not investment advice.