# Spandana Sphoorty Financial Ltd (SSFLPP)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: IN9572J01019

## Price
Current Price: ₹123.35
Day Change: -1.31%
52W High: ₹160.65
52W Low: ₹67.1
Market Cap: ₹1,133 Cr

## Valuation
P/E: 0
P/B: 0.44
EPS: ₹-91.01
Book Value: ₹292.84
Dividend Yield: 0%

## Returns
1Y Return: 0%

## Profitability
ROE: -873.75%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 0%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: 0%

## About
Spandana Sphoorty Financial Ltd is a Credit Services company listed on BSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Spandana Sphoorty Financial Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Concall Transcript: Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
- BSE Filing: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-18T06:15:19.908Z
Price History Updated: 2026-05-25T05:26:34.249Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-25T05:26:34.249Z
Quant Updated: 2026-05-25T05:26:34.249Z
Sentiment Updated: 2026-05-25T05:26:34.249Z
Financials Status: current
Financials Updated: 2026-05-18T10:30:01.379Z
Financials Last Attempt: 2026-05-18T10:30:01.379Z
Financials Provider Tried: database
Latest P&L Period: FY 2026
Latest Balance Sheet Period: FY 2026
Latest Cash Flow Period: FY 2026

## P&L (FY 2023)
Revenue: ₹1268 Cr
Operating Profit: ₹409 Cr (OPM 32.25%)
Net Profit: ₹12 Cr
Tax: ₹5 Cr

## Annual P&L History
FY 2023: Rev ₹1268Cr | PAT ₹12Cr | OPM 32.25%
FY 2024: Rev ₹2216Cr | PAT ₹501Cr | OPM 29.63%
FY 2025: Rev ₹2194Cr | PAT ₹-1035Cr | OPM 17.22%

## Balance Sheet (FY 2023)
Total Assets: ₹9383 Cr
Total Liabilities: ₹6283 Cr
Borrowings: ₹6074 Cr
Cash: ₹undefined Cr

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Source: rupiya.io/stocks/ssflpp
Disclaimer: For research and education only. Not investment advice.