# Suryoday Small Finance Bank Ltd (SURYODAY)
> Exchange: NSE | Sector: Banking | ISIN: 

## Price
Current Price: ₹159.68
Day Change: -0.79%
52W High: ₹190.95
52W Low: ₹115.3
Market Cap: ₹1,780 Cr

## Valuation
P/E: 11.72
P/B: 0.86
EPS: ₹14.29
Book Value: ₹190.93
Dividend Yield: 0%

## Returns
1Y Return: 17.36%

## Profitability
ROE: 7.59%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 73%
Profit Growth: 0%
EBITDA Margin: 0%
Operating Margin: 17.96%

## About
Suryoday Small Finance Bank Ltd is a Banks - Regional company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Banking
Industry: Banks - Regional
Sub Industry: Unknown

## Business Model
Overview: Suryoday Small Finance Bank Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Banks - Regional. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Banking.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
- Concall Transcript: Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- BSE Filing: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-21T20:00:05.656Z
Price History Updated: 2026-05-18T22:58:59.232Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:58:59.232Z
Quant Updated: 2026-05-18T22:58:59.232Z
Sentiment Updated: 2026-05-18T22:58:59.232Z
Financials Status: current
Financials Updated: 2026-05-19T01:32:09.802Z
Financials Last Attempt: 2026-05-19T01:32:09.802Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹1458.38 Cr
Operating Profit: ₹0 Cr (OPM 0%)
Net Profit: ₹151.97 Cr
Tax: ₹47.6 Cr

## Annual P&L History
FY26: Rev ₹1458.38Cr | PAT ₹151.97Cr | OPM 0%
FY25: Rev ₹1323.39Cr | PAT ₹114.97Cr | OPM 0%
FY24: Rev ₹1181.61Cr | PAT ₹215.96Cr | OPM 0%

## Balance Sheet (FY26)
Total Assets: ₹19883.96 Cr
Total Liabilities: ₹17805.64 Cr
Borrowings: ₹3122.36 Cr
Cash: ₹2098.77 Cr

## Shareholding
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## Board
- Baskar Babu Ramachandran, Co-Founder, MD, CEO & Executive Director
- Hemant Premchand Shah, Whole-Time Executive Director
- Kanishka  Chaudhary, Chief Financial Officer
- Kartiklingam  Nadar, VP & Head Operations
- Vikas  Deshmukh, Chief Technology Officer

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Source: rupiya.io/stocks/suryoday
Disclaimer: For research and education only. Not investment advice.