# Ujjivan Small Finance Bank Ltd (UJJIVANSFB)
> Exchange: NSE | Sector: Banking | ISIN: 

## Price
Current Price: ₹52.49
Day Change: -0.78%
52W High: ₹68
52W Low: ₹41.32
Market Cap: ₹10,529 Cr

## Valuation
P/E: 15.43
P/B: 1.65
EPS: ₹3.51
Book Value: ₹32.73
Dividend Yield: 0%

## Returns
1Y Return: 6.2%

## Profitability
ROE: 10.74%
ROCE: 0%
Debt/Equity: 0
Revenue Growth: 44.4%
Profit Growth: 234%
EBITDA Margin: 0%
Operating Margin: 29.52%

## About
Ujjivan Small Finance Bank Ltd is a Banks - Regional company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: Banking
Industry: Banks - Regional
Sub Industry: Unknown

## Business Model
Overview: Ujjivan Small Finance Bank Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Banks - Regional. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Banking.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
- Announcement: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
- BSE Filing: Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

## Access
Current tier: anonymous
More history: Register free to see 1 more year.

## Data Freshness
Quote Updated: 2026-05-24T20:00:15.406Z
Price History Updated: 2026-05-18T22:58:25.732Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:58:25.732Z
Quant Updated: 2026-05-18T22:58:25.732Z
Sentiment Updated: 2026-05-18T22:58:25.732Z
Financials Status: current
Financials Updated: 2026-05-18T10:32:00.702Z
Financials Last Attempt: 2026-05-18T10:32:00.702Z
Financials Provider Tried: yahoo
Latest P&L Period: FY26
Latest Balance Sheet Period: FY26
Latest Cash Flow Period: FY26

## P&L (FY26)
Revenue: ₹4978.52 Cr
Operating Profit: ₹0 Cr (OPM 0%)
Net Profit: ₹692.63 Cr
Tax: ₹218.4 Cr

## Annual P&L History
FY26: Rev ₹4978.52Cr | PAT ₹692.63Cr | OPM 0%
FY25: Rev ₹4482.47Cr | PAT ₹726.1Cr | OPM 0%
FY24: Rev ₹4057.09Cr | PAT ₹1281.49Cr | OPM 0%

## Balance Sheet (FY26)
Total Assets: ₹57541.21 Cr
Total Liabilities: ₹50725.53 Cr
Borrowings: ₹3736.01 Cr
Cash: ₹3443.67 Cr

## Shareholding
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## Board
- Sanjeev  Nautiyal, MD, CEO, President & Executive Director
- Sadananda Balakrishna Kamath, Chief Financial Officer
- Carol Kripanayana Furtado, Whole-Time Executive Director
- Martin S. Pampilly, Chief Operating Officer
- Mangesh Ramesh Mahale, Chief Technology Officer

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Source: rupiya.io/stocks/ujjivansfb
Disclaimer: For research and education only. Not investment advice.