# Vardhman Holdings Ltd (VHL)
> Exchange: NSE | Sector: NBFC & Finance | ISIN: INE701A01023

## Price
Current Price: ₹3487.4
Day Change: -0.83%
52W High: ₹4437.25
52W Low: ₹2850.1
Market Cap: ₹1,150 Cr

## Valuation
P/E: 4.71
P/B: 0.31
EPS: ₹765.23
Book Value: ₹11704.13
Dividend Yield: 0%

## Returns
1Y Return: -10.51%

## Profitability
ROE: 0%
ROCE: 0.65%
Debt/Equity: 0
Revenue Growth: -11.4%
Profit Growth: -18.3%
EBITDA Margin: 86.5%
Operating Margin: 91.81%

## About
Vardhman Holdings Ltd is a Credit Services company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
Sector: NBFC & Finance
Industry: Credit Services
Sub Industry: Unknown

## Business Model
Overview: Vardhman Holdings Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Credit Services. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within NBFC & Finance.
Source: Derived from stock data
Revenue Streams:
- Interest income
- Fees and commissions
- Treasury and investment income
Operating Model:
- Mobilises deposits or borrowings, underwrites credit, and earns spreads after credit costs.
- Asset quality, capital adequacy, and funding cost drive through-cycle performance.
Recent Context:
- Announcement: Demat Report For The Month Ended 30.04.2026.
- Announcement: Announcement under Regulation 30 (LODR)-Newspaper Publication
- BSE Filing: Demat Report For The Month Ended 30.04.2026.

## Access
Current tier: anonymous
More history: Register free to see 11 more years.

## Data Freshness
Quote Updated: 2026-05-21T20:00:05.656Z
Price History Updated: 2026-05-18T22:59:06.402Z
Latest Price History Date: 2026-05-18
Technicals Updated: 2026-05-18T22:59:06.402Z
Quant Updated: 2026-05-18T22:59:06.402Z
Sentiment Updated: 2026-05-18T22:59:06.402Z
Financials Status: current
Financials Updated: 2026-05-19T02:30:59.071Z
Financials Last Attempt: 2026-05-19T02:30:59.071Z
Financials Provider Tried: yahoo
Latest P&L Period: FY25
Latest Balance Sheet Period: FY25
Latest Cash Flow Period: FY25

## P&L (FY25)
Revenue: ₹13.23 Cr
Operating Profit: ₹20.26 Cr (OPM 153.14%)
Net Profit: ₹258 Cr
Tax: ₹14.97 Cr

## Annual P&L History
FY25: Rev ₹13.23Cr | PAT ₹258Cr | OPM 153.14%
FY24: Rev ₹8.48Cr | PAT ₹184.88Cr | OPM 158.37%
FY23: Rev ₹24.41Cr | PAT ₹228.43Cr | OPM 13.64%

## Balance Sheet (FY25)
Total Assets: ₹3540.99 Cr
Total Liabilities: ₹0.53 Cr
Borrowings: ₹0 Cr
Cash: ₹0.49 Cr

## Shareholding
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## Board
- Shri Paul Oswal M.Com., Chairman & MD
- Poorva  Bhatia, Chief Financial Officer
- .  Sandeep, Company Secretary and Compliance Officer

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Source: rupiya.io/stocks/vhl
Disclaimer: For research and education only. Not investment advice.