# rupiya.io tools

> Standalone calculators and stock-specific investor tools for Indian markets.

## Entry Points

- [Tools Hub](https://rupiya.io/tools)
- [Stocks Discovery Feed](https://rupiya.io/stocks/llms.txt)

## Canonical Routes

- Standalone tool page: `https://rupiya.io/tools/{slug}`
- Standalone tool markdown summary: `https://rupiya.io/tools/{slug}/raw`
- Stock-specific tool page: `https://rupiya.io/stocks/{symbol}/{tool-slug}`

## Categories

- Investment Calculators: Calculate SIP returns, CAGR, compound interest, and more
- Stock Analysis: Analyze PE ratios, dividend yields, EPS, and key financial ratios
- Tax Calculators: Estimate capital gains tax, LTCG, STCG, and STT on investments
- Trading Tools: Brokerage calculators, margin, position sizing, and risk-reward tools
- Comparison Tools: Compare SIP vs lumpsum, stocks vs mutual funds, FD vs stocks
- IPO Tools: Track IPO GMP, estimate allotment probability, and calculate returns
- Portfolio Tools: Calculate portfolio XIRR, asset allocation, and diversification
- Personal Finance: Gratuity, Sukanya Samriddhi, SCSS, and other savings calculators
- Market Trackers: Track sector PE, FII/DII flows, and Nifty PE ratio trends
- Glossary & Education: Financial ratio glossary, stock market terms, and learning resources

## Standalone Tools

- [SIP Calculator](https://rupiya.io/tools/sip-calculator) — Calculate monthly SIP returns and wealth created over time
- [CAGR Calculator](https://rupiya.io/tools/cagr-calculator) — Calculate Compound Annual Growth Rate for any investment
- [Lumpsum Calculator](https://rupiya.io/tools/lumpsum-calculator) — Calculate returns on one-time lumpsum mutual fund investment
- [XIRR Calculator](https://rupiya.io/tools/xirr-calculator) — Calculate extended internal rate of return for irregular cash flows
- [Compound Interest Calculator](https://rupiya.io/tools/compound-interest-calculator) — Calculate compound interest for any principal, rate, and period
- [Step-Up SIP Calculator](https://rupiya.io/tools/step-up-sip-calculator) — Calculate returns with annually increasing SIP contributions
- [P/E Ratio Calculator](https://rupiya.io/tools/pe-ratio-calculator) — Calculate and interpret Price-to-Earnings ratio for any stock
- [Dividend Yield Calculator](https://rupiya.io/tools/dividend-yield-calculator) — Calculate dividend yield and annual dividend income from stocks
- [PEG Ratio Calculator](https://rupiya.io/tools/peg-ratio-calculator) — Calculate Price/Earnings-to-Growth ratio to find undervalued stocks
- [EPS Calculator](https://rupiya.io/tools/eps-calculator) — Calculate Earnings Per Share for fundamental stock analysis
- [Debt-to-Equity Calculator](https://rupiya.io/tools/debt-to-equity-calculator) — Calculate D/E ratio to assess a company's financial leverage
- [Brokerage Calculator](https://rupiya.io/tools/brokerage-calculator) — Calculate brokerage charges, STT, and total transaction costs
- [Margin Calculator](https://rupiya.io/tools/margin-calculator) — Calculate margin required for F&O trading positions
- [Position Size Calculator](https://rupiya.io/tools/position-size-calculator) — Calculate ideal position size based on risk tolerance and stop-loss
- [Risk-Reward Calculator](https://rupiya.io/tools/risk-reward-calculator) — Calculate risk-reward ratio for any trade setup
- [Capital Gains Tax Calculator](https://rupiya.io/tools/capital-gains-tax-calculator) — Calculate tax liability on short-term and long-term capital gains
- [LTCG Tax Calculator](https://rupiya.io/tools/ltcg-calculator) — Calculate Long Term Capital Gains tax on equity and mutual funds
- [STCG Tax Calculator](https://rupiya.io/tools/stcg-calculator) — Calculate Short Term Capital Gains tax on equity investments
- [STT Calculator](https://rupiya.io/tools/stt-calculator) — Calculate Securities Transaction Tax on equity and F&O trades
- [SIP vs Lumpsum Calculator](https://rupiya.io/tools/sip-vs-lumpsum-calculator) — Compare SIP and lumpsum investment strategies side-by-side
- [Stocks vs Mutual Funds](https://rupiya.io/tools/stocks-vs-mutual-funds-calculator) — Compare direct stock investing vs mutual fund returns
- [FD vs Stocks Calculator](https://rupiya.io/tools/fd-vs-stocks-calculator) — Compare fixed deposit and equity investment returns over time
- [IPO GMP Calculator](https://rupiya.io/tools/ipo-gmp-calculator) — Check Grey Market Premium and estimate IPO listing price
- [IPO Allotment Probability](https://rupiya.io/tools/ipo-allotment-probability-calculator) — Estimate chances of getting IPO allotment based on subscription data
- [IPO Returns Calculator](https://rupiya.io/tools/ipo-returns-calculator) — Calculate listing gains and long-term returns from IPO investments
- [Asset Allocation Calculator](https://rupiya.io/tools/asset-allocation-calculator) — Calculate ideal asset allocation based on age, risk profile, and goals
- [Portfolio XIRR Calculator](https://rupiya.io/tools/portfolio-xirr-calculator) — Calculate true XIRR returns across your entire investment portfolio
- [Gratuity Calculator](https://rupiya.io/tools/gratuity-calculator) — Calculate gratuity amount as per Payment of Gratuity Act
- [Sukanya Samriddhi Calculator](https://rupiya.io/tools/sukanya-samriddhi-calculator) — Calculate returns on Sukanya Samriddhi Yojana investment
- [SCSS Calculator](https://rupiya.io/tools/scss-calculator) — Calculate returns on Senior Citizens Savings Scheme deposits
- [Sector PE Comparison](https://rupiya.io/tools/sector-pe-comparison) — Compare PE ratios across sectors to identify overvalued/undervalued markets
- [FII/DII Flow Tracker](https://rupiya.io/tools/fii-dii-flow-tracker) — Track daily and monthly Foreign and Domestic Institutional flows
- [Nifty PE Ratio Chart](https://rupiya.io/tools/nifty-pe-ratio-chart) — Track Nifty 50 PE ratio history to gauge market valuation
- [Financial Ratio Glossary](https://rupiya.io/tools/financial-ratio-glossary) — Complete guide to all financial ratios used in stock analysis
- [Stock Market Glossary](https://rupiya.io/tools/stock-market-glossary) — A-Z glossary of stock market terms, jargon, and concepts
- [PPF Calculator](https://rupiya.io/tools/ppf-calculator) — Calculate Public Provident Fund maturity amount and interest earned
- [NPS Calculator](https://rupiya.io/tools/nps-calculator) — Calculate National Pension System corpus and monthly pension
- [EMI Calculator](https://rupiya.io/tools/emi-calculator) — Calculate monthly EMI for home, car, or personal loans
- [FD Calculator](https://rupiya.io/tools/fd-calculator) — Calculate Fixed Deposit maturity amount and interest income
- [RD Calculator](https://rupiya.io/tools/rd-calculator) — Calculate Recurring Deposit maturity amount and returns
- [Inflation Calculator](https://rupiya.io/tools/inflation-calculator) — Calculate future cost of goods accounting for inflation rate
- [Retirement Corpus Calculator](https://rupiya.io/tools/retirement-corpus-calculator) — Calculate corpus needed for comfortable retirement in India
- [Price-to-Book Calculator](https://rupiya.io/tools/price-to-book-calculator) — Calculate P/B ratio to compare stock price with book value
- [Return on Equity Calculator](https://rupiya.io/tools/roe-calculator) — Calculate ROE to measure how efficiently a company uses shareholders' equity
- [Return on Capital Employed Calculator](https://rupiya.io/tools/roce-calculator) — Calculate ROCE to assess operational profitability of a business
- [EV/EBITDA Calculator](https://rupiya.io/tools/ev-ebitda-calculator) — Calculate Enterprise Value to EBITDA ratio for company valuation
- [Income Tax Calculator](https://rupiya.io/tools/income-tax-calculator) — Calculate income tax liability under old and new tax regime
- [Dividend Tax Calculator](https://rupiya.io/tools/dividend-tax-calculator) — Calculate tax on dividend income from stocks and mutual funds
- [Options Profit Calculator](https://rupiya.io/tools/options-profit-calculator) — Calculate options profit/loss at expiry for any strike and premium
- [Futures Profit Calculator](https://rupiya.io/tools/futures-profit-calculator) — Calculate profit and loss for futures trading positions
- [Stop-Loss Calculator](https://rupiya.io/tools/stop-loss-calculator) — Calculate optimal stop-loss levels based on risk percentage
- [Mutual Fund Comparison](https://rupiya.io/tools/mutual-fund-comparison) — Compare two or more mutual funds on returns, risk, and expense ratio
- [PPF vs ELSS Calculator](https://rupiya.io/tools/ppf-vs-elss-calculator) — Compare PPF and ELSS returns to choose the best 80C tax-saving option
- [Portfolio Diversification Analyzer](https://rupiya.io/tools/portfolio-diversification-analyzer) — Analyze sector and asset diversification of your stock portfolio
- [Portfolio Rebalancing Calculator](https://rupiya.io/tools/rebalancing-calculator) — Calculate how much to buy/sell to restore target asset allocation
- [EPF Calculator](https://rupiya.io/tools/epf-calculator) — Calculate Employee Provident Fund balance and maturity corpus
- [HRA Exemption Calculator](https://rupiya.io/tools/hra-exemption-calculator) — Calculate House Rent Allowance exemption under Income Tax rules
- [ELSS Calculator](https://rupiya.io/tools/elss-calculator) — Calculate ELSS mutual fund returns with 3-year lock-in period
- [SWP Calculator](https://rupiya.io/tools/swp-calculator) — Calculate Systematic Withdrawal Plan amounts and fund longevity
- [STP Calculator](https://rupiya.io/tools/stp-calculator) — Calculate Systematic Transfer Plan returns between mutual funds
- [Real Rate of Return Calculator](https://rupiya.io/tools/real-rate-of-return-calculator) — Calculate inflation-adjusted real returns on investments
- [Rule of 72 Calculator](https://rupiya.io/tools/rule-of-72-calculator) — Estimate how long to double investment using the Rule of 72
- [Graham Number Calculator](https://rupiya.io/tools/graham-number-calculator) — Calculate Benjamin Graham's intrinsic value formula for stocks
- [Price-to-Sales Calculator](https://rupiya.io/tools/price-to-sales-calculator) — Calculate P/S ratio to value stocks relative to revenue
- [Current Ratio Calculator](https://rupiya.io/tools/current-ratio-calculator) — Calculate current ratio to assess short-term liquidity of a company
- [Quick Ratio Calculator](https://rupiya.io/tools/quick-ratio-calculator) — Calculate acid-test ratio excluding inventory from current assets
- [Dividend Payout Ratio Calculator](https://rupiya.io/tools/dividend-payout-ratio-calculator) — Calculate what percentage of earnings a company pays as dividends
- [TDS Calculator](https://rupiya.io/tools/tds-calculator) — Calculate Tax Deducted at Source on salary, rent, and interest
- [Advance Tax Calculator](https://rupiya.io/tools/advance-tax-calculator) — Calculate advance tax instalments due each quarter
- [Breakeven Price Calculator](https://rupiya.io/tools/breakeven-price-calculator) — Calculate breakeven price including all charges for any trade
- [Implied Volatility Calculator](https://rupiya.io/tools/implied-volatility-calculator) — Estimate implied volatility from options market prices
- [Average Down Calculator](https://rupiya.io/tools/average-down-calculator) — Calculate average buy price when averaging down on a stock position
- [NPS vs PPF Calculator](https://rupiya.io/tools/nps-vs-ppf-calculator) — Compare NPS and PPF as retirement saving options
- [ULIP vs Mutual Fund Calculator](https://rupiya.io/tools/ulip-vs-mutual-fund-calculator) — Compare ULIP and mutual fund returns after charges and taxes
- [IPO Subscription Tracker](https://rupiya.io/tools/ipo-subscription-tracker) — Track live IPO subscription status across QIB, HNI, and retail categories
- [Mutual Fund Overlap Checker](https://rupiya.io/tools/mutual-fund-overlap-checker) — Check stock overlap between two mutual funds to avoid over-concentration
- [Home Loan Eligibility Calculator](https://rupiya.io/tools/home-loan-eligibility-calculator) — Calculate maximum home loan amount based on income and obligations
- [Net Worth Calculator](https://rupiya.io/tools/net-worth-calculator) — Calculate your total net worth across assets and liabilities
- [Market Cap Calculator](https://rupiya.io/tools/market-cap-calculator) — Calculate market capitalisation and classify large/mid/small cap
- [Technical Indicators Guide](https://rupiya.io/tools/technical-indicators-guide) — Learn RSI, MACD, Bollinger Bands and other technical indicators
- [Candlestick Patterns Guide](https://rupiya.io/tools/candlestick-patterns-guide) — Visual guide to all major bullish and bearish candlestick patterns

## Stock-Specific Tools

- `/dividend-history` — Dividend History: View complete dividend history and yield trends for any stock
- `/intrinsic-value` — Intrinsic Value Calculator: Calculate intrinsic value using DCF and Graham number methods
- `/quarterly-results` — Quarterly Results Analyzer: Analyze quarterly earnings, revenue trends, and YoY growth
- `/financial-health` — Financial Health Score: Get a comprehensive financial health score for any listed company
- `/peer-comparison` — Peer Comparison: Compare a stock against sector peers on key financial metrics

## Notes

- Standalone tools can be opened directly without a company symbol.
- Stock-specific tools should be paired with a canonical stock route from `/stocks/llms.txt`.