Privacy Policy — rupiya.io

1. Who We Are

rupiya.io is operated by Node Outlet India LLP (“we”, “us”, “our”). We are a technology platform that aggregates publicly available financial data for educational and informational purposes. We are not a SEBI-registered entity.

2. Information We Collect

Account Information: When you create an account, we collect your name, email address, and authentication credentials (or third-party OAuth tokens).

Payment Information: When you subscribe, payment details (card number, UPI ID) are processed by our third-party payment provider. We do not store full payment credentials on our servers.

Usage Data: We automatically collect IP address, browser type, device information, pages visited, time spent, and referral URLs.

Cookies & Local Storage: We use cookies and browser local storage to maintain sessions, remember preferences, and improve your experience. See our Cookie Policy for details.

3. How We Use Your Information

We use your information to: (a) provide and maintain your account; (b) process subscriptions and payments; (c) send transactional emails (account verification, password reset, payment receipts); (d) analyze usage patterns to improve the Platform; (e) detect and prevent fraud or abuse; (f) comply with legal obligations under Indian law.

4. Data Sharing

We do not sell your personal data. We may share data with: (a) payment processors to complete transactions; (b) hosting and infrastructure providers (for Platform operation); (c) law enforcement or regulatory authorities when required by Indian law or court order. All third-party providers are bound by data processing agreements.

5. Data Retention

Account data is retained as long as your account is active. If you delete your account, we will remove your personal data within 30 days, except where retention is required by law (e.g., tax and financial records under Indian regulations). Anonymized usage data may be retained indefinitely for analytics.

6. Data Security

We implement industry-standard security measures including encrypted connections (HTTPS/TLS), secure password hashing, and access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

You have the right to: (a) access the personal data we hold about you; (b) request correction of inaccurate data; (c) request deletion of your account and associated data; (d) withdraw consent for marketing communications at any time. To exercise these rights, contact us at [email protected].

8. Children's Privacy

The Platform is not intended for individuals under 18 years of age. We do not knowingly collect personal data from minors. If we become aware that we have collected data from a minor, we will delete it promptly.

9. Third-Party Links

The Platform may contain links to external websites (e.g., BSE, NSE, company websites). We are not responsible for the privacy practices of these third-party sites.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last updated” date. Continued use of the Platform after changes constitutes acceptance.

11. Grievance Officer

In accordance with the Information Technology Act, 2000 and the rules made thereunder, the Grievance Officer for the purpose of this Privacy Policy is:

Udit Goenka
Node Outlet India LLP
Email: [email protected]

Complaints will be acknowledged within 24 hours and resolved within 30 days.

12. Governing Law

This Privacy Policy is governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Thane, Maharashtra, India.