Terms of Use — rupiya.io

1. Acceptance of Terms

By accessing or using rupiya.io (“the Platform”), you agree to be bound by these Terms of Use. If you do not agree, do not use the Platform.

2. About Us

rupiya.io is operated by Node Outlet India LLP. We are not a SEBI-registered investment adviser, research analyst, or stock broker. We do not hold any SEBI registration or license. We are a technology platform that aggregates publicly available financial data for educational and informational purposes only.

Important: rupiya.io does not provide investment advice. All data is for educational and informational purposes only. Always consult a SEBI-registered investment adviser before making investment decisions.

3. No Investment Advice

Nothing on this Platform constitutes investment advice, financial advice, trading advice, or any other sort of advice. You should not treat any of the Platform's content as such. We do not recommend that any financial instrument should be bought, sold, or held by you. We do not make any representation regarding the advisability of investing in any particular financial instrument. Do your own due diligence and consult a SEBI-registered investment adviser before making any investment decisions.

4. Data Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties or guarantees regarding the accuracy, completeness, reliability, or timeliness of any data displayed on the Platform. Financial data is sourced from third-party providers and publicly available sources. Always verify data with official SEBI-regulated disclosures (BSE, NSE filings) before making any decisions.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized access. We reserve the right to suspend or terminate accounts that violate these terms.

6. Subscription & Payments

Certain features require a paid subscription. By subscribing, you agree to pay the applicable fees. All payments are processed through our third-party payment provider. Prices are displayed in Indian Rupees (INR) and are inclusive of applicable taxes.

7. Refund Policy

All sales are final. No refunds will be issued once a transaction is completed. We already offer substantial functionality for free. Paid subscriptions are for premium features that are clearly described before purchase. By completing a purchase, you acknowledge that you have reviewed the features included in your subscription tier and agree to this no-refund policy.

8. Intellectual Property

All content, design, code, and branding on the Platform are the intellectual property of Node Outlet India LLP. You may not reproduce, distribute, or create derivative works without prior written consent. Data sourced from third parties remains the property of their respective owners.

9. Prohibited Use

You may not: (a) scrape or bulk-download data from the Platform without authorization; (b) use the Platform to provide competing financial data services; (c) attempt to reverse-engineer, decompile, or hack the Platform; (d) use the Platform for any unlawful purpose.

10. Limitation of Liability

To the fullest extent permitted by Indian law, Node Outlet India LLP shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investments, arising out of your use of the Platform.

11. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Thane, Maharashtra, India.

12. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Platform after changes constitutes acceptance of the modified Terms.

13. Contact

For questions or feedback regarding these Terms, contact us at [email protected].