Deposit franchise quality and underwriting discipline remain the cleanest separators in large-cap banking.
| Company | M.Cap | Price | P/E | P/B | ROE | ROCE | D/E | Div Yield | 1Y Return |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finserv Ltd | ₹2,76,118 Cr | ₹1,854.9 | 28.3 | 3.5 | 14.6% | 14.8% | 2.6 | 0.1% | -8.89% |
| Aadhar Housing Finance Ltd | ₹20,025 Cr | ₹525.2 | 18.5 | 2.9 | 15.8% | 4.9% | 2.5 | 0.0% | +7.80% |
| AAVAS Financiers Ltd | ₹10,618 Cr | ₹1,499.8 | 16.3 | 2.1 | 13.9% | 2.8% | 3.1 | 0.0% | -3.14% |
| Aditya Birla Capital Ltd | ₹93,616 Cr | ₹385.75 | 25.1 | 2.7 | 11.2% | 8.0% | 4.9 | 0.0% | +5.93% |
| Aptus Value Housing Finance India Ltd | ₹12,874 Cr | ₹277.9 | 13.7 | 2.8 | 0.0% | 0.0% | 1.6 | 0.0% | -3.79% |
| Anand Rathi Share And Stock Brokers Ltd | ₹3,260 Cr | ₹556 | 22.2 | 2.1 | 14.0% | 16.8% | 0.6 | 1.0% | -9.22% |
| Bajaj Housing Finance Ltd | ₹68,528 Cr | ₹85.99 | 26.8 | 3.1 | 12.1% | 2.7% | 4.6 | 0.0% | -9.96% |
| BEML Land Assets Ltd | ₹794 Cr | ₹181.72 | 0.0 | -363.2 | -400.0% | 0.0% | 0.0 | 0.0% | -11.29% |
| Can Fin Homes Ltd | ₹11,228 Cr | ₹892.3 | 10.3 | 1.9 | 19.7% | 0.0% | 6.4 | 1.8% | +0.33% |
| Centrum Capital Ltd | ₹1,215 Cr | ₹24.1 | 0.0 | 2.2 | 0.0% | 27.1% | 3.1 | 0.0% | -16.89% |
| Crest Ventures Ltd | ₹998 Cr | ₹364.35 | 21.1 | 0.8 | 0.0% | 12.8% | 0.2 | 0.0% | +0.51% |
| Digispice Technologies Ltd-$ | ₹469 Cr | ₹20.27 | 74.1 | 2.1 | 9.8% | -202.7% | 0.4 | 0.0% | -15.37% |
| Edelweiss Financial Services Ltd | ₹10,450 Cr | ₹117.22 | 14.8 | 1.5 | 11.5% | 0.0% | 3.2 | 1.3% | +17.65% |
| GIC Housing Finance Ltd | ₹801 Cr | ₹151.1 | 5.9 | 0.4 | 7.6% | 2.2% | 4.3 | 0.0% | -8.15% |
| Gujarat Lease Financing Ltd | ₹19 Cr | ₹5.95 | 349.0 | -3.6 | 0.0% | 0.0% | 0.0 | 0.0% | -15.0% |
| Grand Oak Canyons Distillery Ltd | ₹1,376 Cr | ₹50.18 | 0.0 | 1.6 | -1.0% | 0.0% | 3.1 | 0.0% | +166.77% |
| Home First Finance Company India Ltd | ₹11,135 Cr | ₹1,199.8 | 20.6 | 2.6 | 15.7% | 4.1% | 2.4 | 0.0% | +8.05% |
| India Shelter Finance Corporation Ltd | ₹8,627 Cr | ₹775.75 | 17.6 | 2.9 | 17.0% | 5.8% | 2.0 | 0.0% | -8.43% |
| Infomedia Press Ltd | ₹28 Cr | ₹5.95 | 0.0 | -0.4 | -6.0% | 0.0% | 0.0 | 0.0% | -10.26% |
| IL&FS Investment Managers Ltd | ₹232 Cr | ₹8.11 | 12.1 | 1.1 | 0.0% | -1.4% | 0.0 | 0.0% | +0.62% |
| LIC Housing Finance Ltd | ₹29,910 Cr | ₹530.6 | 5.3 | 0.8 | 14.4% | 0.0% | 6.4 | 1.8% | +1.94% |
| PNB Housing Finance Ltd | ₹27,279 Cr | ₹1,072.2 | 11.9 | 1.4 | 12.7% | 0.0% | 2.8 | 0.8% | +25.73% |
| Repco Home Finance Ltd | ₹2,432 Cr | ₹406.2 | 5.3 | 0.7 | 0.0% | 3.5% | 3.2 | 2.2% | +6.85% |
| Sammaan Capital Ltd | ₹16,043 Cr | ₹163.14 | 7.6 | 0.5 | 0.0% | -7.4% | 2.0 | 1.4% | +19.32% |
| SRG Housing Finance Ltd | ₹448 Cr | ₹300.85 | 15.0 | 1.6 | 0.0% | 4.0% | 2.5 | 0.0% | +6.29% |
| Tecil Chemicals & Hydro Power Ltd | ₹23 Cr | ₹10.02 | 0.0 | 0.0 | 0.0% | 0.0% | 0.0 | 0.0% | -49.19% |
| Transwarranty Finance Ltd | ₹70 Cr | ₹11.55 | 0.0 | 2.4 | -13.9% | -8.4% | 1.1 | 0.0% | -14.13% |
| Jayabharat Credit Ltd-$ | ₹11 Cr | ₹16.33 | 0.0 | -0.2 | 0.0% | 0.0% | 0.0 | 0.0% | +20.61% |
| Epsom Properties Ltd | ₹7 Cr | ₹8.4 | 0.0 | -4.5 | 0.0% | 0.0% | 0.0 | 0.0% | -11.39% |
| Sahara Housingfina Corporation Ltd | ₹28 Cr | ₹43.19 | 59.2 | 0.6 | 2.9% | 0.0% | 0.0 | 0.0% | +2.66% |
| RR Financial Consultants Ltd | ₹82 Cr | ₹100.81 | 12.8 | 1.6 | 8.3% | 0.0% | 0.0 | 0.0% | +416.97% |
| Ace Men Engg Works Ltd | ₹127 Cr | ₹98.4 | 2,450.0 | 9.0 | 0.0% | 0.0% | 0.0 | 0.0% | +34.65% |
| Ruparel Food Products Ltd | ₹39 Cr | ₹146.3 | 0.0 | 10.4 | 0.0% | 0.0% | 0.0 | 0.0% | -27.7% |
| Ind Bank Housing Ltd | ₹51 Cr | ₹45.51 | 0.0 | -0.3 | 0.0% | 0.0% | 0.0 | 0.0% | +15.54% |
| Chambal Breweries & Distilleries Ltd | ₹19 Cr | ₹24.75 | 0.0 | 19.7 | 0.0% | 0.0% | 0.0 | 0.0% | +503.66% |
| Lexora Global Ltd | ₹187 Cr | ₹189 | 64.0 | 17.8 | 0.0% | 0.0% | 0.0 | 0.0% | +138.88% |
| Trans Freight Containers Ltd | ₹16 Cr | ₹20.01 | 9.9 | 0.4 | 0.0% | 0.0% | 0.0 | 0.0% | -38.9% |
| Modern Steels Ltd-$ | ₹17 Cr | ₹12.97 | 3.5 | 0.9 | 0.0% | 0.0% | 0.0 | 0.0% | -19.34% |
| Mipco Seamless Rings Gujarat Ltd | ₹8 Cr | ₹22.8 | 1,143.5 | -6.1 | 0.0% | 0.0% | 0.0 | 0.0% | 0.00% |
| Tricom Fruit Products Ltd | ₹4 Cr | ₹1.58 | 0.0 | -0.0 | 0.0% | 0.0% | 0.0 | 0.0% | -36.55% |
| Reliance Home Finance Ltd | ₹111 Cr | ₹2.09 | 0.0 | -3.0 | 5.0% | 0.0% | 0.0 | 0.0% | -64.46% |
| PFL Infotech Ltd | ₹3 Cr | ₹4.43 | 0.0 | 40.0 | 0.0% | 0.0% | 0.0 | 0.0% | -10.69% |
| Hari Govind International Ltd | ₹112 Cr | ₹171.3 | 0.0 | 19.0 | 0.0% | 0.0% | 0.0 | 0.0% | +265.64% |
| Shree Vatsaa Finance & leasing Ltd | ₹37 Cr | ₹26.87 | 89.8 | 1.6 | 0.0% | 0.0% | 0.0 | 0.0% | -20.85% |
| Transchem Ltd-$ | ₹239 Cr | ₹342.1 | 55.6 | 2.9 | 8.6% | 0.0% | 0.0 | 0.0% | +670.5% |
| Johnson Pharmacare Ltd | ₹31 Cr | ₹0.48 | 0.0 | 0.6 | -1.9% | 0.0% | 0.0 | 0.0% | -48.39% |
| Rajasthan Cylinders & Containers Ltd | ₹11 Cr | ₹33 | 0.0 | 0.7 | -7.7% | 0.0% | 0.0 | 0.0% | -23.08% |
| Pasari Spinning Mills Ltd | ₹10 Cr | ₹6.55 | 32.4 | 37.3 | 0.0% | 0.0% | 0.0 | 0.0% | -18.13% |
| Skyline Ventures India Ltd | ₹9 Cr | ₹22 | 0.0 | 2.5 | 0.0% | 0.0% | 0.0 | 0.0% | -32.39% |
| CMX Holdings Ltd | ₹30 Cr | ₹25.88 | 0.0 | -5.1 | 0.0% | 0.0% | 0.0 | 0.0% | +116.39% |
| Star Housing Finance Ltd | ₹64 Cr | ₹6.5 | 9.6 | 0.4 | 15.5% | 0.0% | 0.0 | 124.0% | -83.71% |
| Gaekwar Mills Ltd | ₹3 Cr | ₹15.03 | 0.9 | -0.0 | 0.0% | 0.0% | 0.0 | 0.0% | +10.11% |
| Siddheswari Garments Ltd | ₹6 Cr | ₹18.6 | 487.5 | 0.0 | 0.0% | 0.0% | 0.0 | 0.0% | +3.33% |
| Univa Foods Ltd | ₹11 Cr | ₹8.57 | 0.0 | -14.9 | 0.0% | 0.0% | 0.0 | 0.0% | +32.05% |
| Bombay Wire Ropes Ltd | ₹28 Cr | ₹50 | 0.0 | 3.6 | 0.0% | 0.0% | 0.0 | 0.0% | -19.55% |
| GDL Leasing & Finance Ltd | ₹36 Cr | ₹69.5 | 53.6 | 5.3 | 0.0% | 0.0% | 0.0 | 0.0% | 0.00% |
| India Home Loan Ltd | ₹46 Cr | ₹31.8 | 538.2 | 1.2 | 0.0% | 0.0% | 0.0 | 0.0% | -4.85% |
| Swarna Securities Ltd | ₹24 Cr | ₹95.5 | 30.9 | 3.5 | 16.7% | 0.0% | 0.0 | 0.0% | +44.7% |
| Clenon Enterprises Ltd | ₹52 Cr | ₹46.05 | 0.0 | 6.6 | -12.5% | 0.0% | 0.0 | 0.0% | 0.00% |
| Beeyu Overseas Ltd | ₹4 Cr | ₹2.68 | 0.0 | 285.0 | 0.0% | 0.0% | 0.0 | 0.0% | -20.94% |
| Jupiter Industries & Leasing Ltd | ₹0 Cr | ₹3.99 | 0.0 | -0.2 | 0.0% | 0.0% | 0.0 | 0.0% | +10.22% |
| Sword-Edge Commercials Ltd | ₹5 Cr | ₹0.23 | 0.0 | 0.3 | -4.8% | 0.0% | 0.0 | 0.0% | -11.54% |
| Progrex Ventures Ltd | ₹11 Cr | ₹30.95 | 0.0 | 0.0 | 0.0% | 0.0% | 0.0 | 0.0% | +43.02% |
| Melstar Information Technologies Ltd | ₹7 Cr | ₹4.32 | 0.0 | 0.2 | -33.3% | 0.0% | 0.0 | 0.0% | -98.0% |
Indian banking sector has undergone massive transformation post the NPA crisis of 2015-2018. Asset quality across the system is at decadal highs with gross NPAs below 3% for the first time in years. Private banks continue to gain deposit market share from PSU banks, driven by superior technology, service quality, and branch expansion.
The HDFC-HDFC Bank merger has created a lending giant with unmatched distribution. Credit growth is healthy at 14-16% driven by retail and MSME segments. Key metrics to watch: Net Interest Margin (NIM), CASA ratio, Provision Coverage Ratio, and Return on Assets.
The sector trades at 2-3x book value for quality names, with PSU banks offering value at 0.8-1.2x book.
rupiya.io is for research and education only. Metrics shown are not investment advice. Validate with SEBI-regulated disclosures before acting.