Deposit franchise quality and underwriting discipline remain the cleanest separators in large-cap banking.
| Company | M.Cap | Price | P/E | P/B | ROE | ROCE | D/E | Div Yield | 1Y Return |
|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finserv Ltd | ₹2,76,118 Cr | ₹1,752.2 | 28.3 | 3.5 | 14.6% | 14.8% | 2.6 | 0.1% | -15.12% |
| Aadhar Housing Finance Ltd | ₹20,025 Cr | ₹474.7 | 18.5 | 2.9 | 15.8% | 4.9% | 2.5 | 0.0% | -6.53% |
| AAVAS Financiers Ltd | ₹10,618 Cr | ₹1,374.8 | 16.3 | 2.1 | 13.9% | 2.8% | 3.1 | 0.0% | -18.74% |
| Aditya Birla Capital Ltd | ₹93,616 Cr | ₹349.4 | 25.1 | 2.7 | 11.2% | 8.0% | 4.9 | 0.0% | +8.36% |
| Aptus Value Housing Finance India Ltd | ₹12,874 Cr | ₹265.1 | 13.7 | 2.8 | 0.0% | 0.0% | 1.6 | 0.0% | -6.54% |
| Anand Rathi Share And Stock Brokers Ltd | ₹3,260 Cr | ₹537.7 | 22.2 | 2.1 | 14.0% | 16.8% | 0.6 | 1.0% | -14.86% |
| Bajaj Housing Finance Ltd | ₹68,528 Cr | ₹82.72 | 26.8 | 3.1 | 12.1% | 2.7% | 4.6 | 0.0% | -22.14% |
| BEML Land Assets Ltd | ₹794 Cr | ₹188.65 | 0.0 | -363.2 | -400.0% | 0.0% | 0.0 | 0.0% | -7.57% |
| Can Fin Homes Ltd | ₹11,228 Cr | ₹845.4 | 10.3 | 1.9 | 19.7% | 0.0% | 6.4 | 1.8% | -3.92% |
| Centrum Capital Ltd | ₹1,215 Cr | ₹23.03 | 0.0 | 2.2 | 0.0% | 27.1% | 3.1 | 0.0% | -28.93% |
| Crest Ventures Ltd | ₹998 Cr | ₹352.55 | 21.1 | 0.8 | 0.0% | 12.8% | 0.2 | 0.0% | -5.74% |
| Digispice Technologies Ltd-$ | ₹469 Cr | ₹19.19 | 74.1 | 2.1 | 9.8% | -202.7% | 0.4 | 0.0% | -22.25% |
| Edelweiss Financial Services Ltd | ₹10,450 Cr | ₹109.43 | 14.8 | 1.5 | 11.5% | 0.0% | 3.2 | 1.3% | -1.78% |
| GIC Housing Finance Ltd | ₹801 Cr | ₹149.77 | 5.9 | 0.4 | 7.6% | 2.2% | 4.3 | 0.0% | -13.17% |
| Gujarat Lease Financing Ltd | ₹19 Cr | ₹6.46 | 349.0 | -3.6 | 0.0% | 0.0% | 0.0 | 0.0% | -14.59% |
| Grand Oak Canyons Distillery Ltd | ₹1,376 Cr | ₹27.28 | 0.0 | 1.6 | -1.0% | 0.0% | 3.1 | 0.0% | +15.57% |
| Home First Finance Company India Ltd | ₹11,135 Cr | ₹1,072.4 | 20.6 | 2.6 | 15.7% | 4.1% | 2.4 | 0.0% | -7.36% |
| India Shelter Finance Corporation Ltd | ₹8,627 Cr | ₹790.1 | 17.6 | 2.9 | 17.0% | 5.8% | 2.0 | 0.0% | -5.89% |
| Infomedia Press Ltd | ₹28 Cr | ₹5.88 | 0.0 | -0.4 | -6.0% | 0.0% | 0.0 | 0.0% | -17.89% |
| IL&FS Investment Managers Ltd | ₹232 Cr | ₹7.39 | 12.1 | 1.1 | 0.0% | -1.4% | 0.0 | 0.0% | -1.06% |
| LIC Housing Finance Ltd | ₹29,910 Cr | ₹537.95 | 5.3 | 0.8 | 14.4% | 0.0% | 6.4 | 1.8% | -4.75% |
| PNB Housing Finance Ltd | ₹27,279 Cr | ₹1,055.9 | 11.9 | 1.4 | 12.7% | 0.0% | 2.8 | 0.8% | +16.28% |
| Repco Home Finance Ltd | ₹2,432 Cr | ₹394.35 | 5.3 | 0.7 | 0.0% | 3.5% | 3.2 | 2.2% | -12.42% |
| Sammaan Capital Ltd | ₹16,043 Cr | ₹154.26 | 7.6 | 0.5 | 0.0% | -7.4% | 2.0 | 1.4% | -21.11% |
| SRG Housing Finance Ltd | ₹448 Cr | ₹290.95 | 15.0 | 1.6 | 0.0% | 4.0% | 2.5 | 0.0% | -8.66% |
| Tecil Chemicals & Hydro Power Ltd | ₹23 Cr | ₹12.24 | 0.0 | 0.0 | 0.0% | 0.0% | 0.0 | 0.0% | -40.61% |
| Transwarranty Finance Ltd | ₹70 Cr | ₹11.85 | 0.0 | 2.4 | -13.9% | -8.4% | 1.1 | 0.0% | -7.85% |
| Jayabharat Credit Ltd-$ | ₹11 Cr | ₹22 | 0.0 | -0.2 | 0.0% | 0.0% | 0.0 | 0.0% | +62.24% |
| Epsom Properties Ltd | ₹7 Cr | ₹9.77 | 0.0 | -4.5 | 0.0% | 0.0% | 0.0 | 0.0% | -2.10% |
| Sahara Housingfina Corporation Ltd | ₹28 Cr | ₹38.5 | 59.2 | 0.6 | 2.9% | 0.0% | 0.0 | 0.0% | -6.35% |
| RR Financial Consultants Ltd | ₹82 Cr | ₹67.56 | 12.8 | 1.6 | 8.3% | 0.0% | 0.0 | 0.0% | +259.74% |
| Ace Men Engg Works Ltd | ₹127 Cr | ₹97 | 2,450.0 | 9.0 | 0.0% | 0.0% | 0.0 | 0.0% | +27.65% |
| Ruparel Food Products Ltd | ₹39 Cr | ₹133.2 | 0.0 | 10.4 | 0.0% | 0.0% | 0.0 | 0.0% | -34.17% |
| Ind Bank Housing Ltd | ₹51 Cr | ₹47.65 | 0.0 | -0.3 | 0.0% | 0.0% | 0.0 | 0.0% | +34.99% |
| Chambal Breweries & Distilleries Ltd | ₹19 Cr | ₹23.5 | 0.0 | 19.7 | 0.0% | 0.0% | 0.0 | 0.0% | +379.59% |
| Lexora Global Ltd | ₹187 Cr | ₹198.35 | 64.0 | 17.8 | 0.0% | 0.0% | 0.0 | 0.0% | +171.34% |
| Trans Freight Containers Ltd | ₹16 Cr | ₹22.89 | 9.9 | 0.4 | 0.0% | 0.0% | 0.0 | 0.0% | -31.83% |
| Modern Steels Ltd-$ | ₹17 Cr | ₹13.47 | 3.5 | 0.9 | 0.0% | 0.0% | 0.0 | 0.0% | -15.92% |
| Mipco Seamless Rings Gujarat Ltd | ₹8 Cr | ₹22.87 | 1,143.5 | -6.1 | 0.0% | 0.0% | 0.0 | 0.0% | 0.00% |
| Tricom Fruit Products Ltd | ₹4 Cr | ₹1.8 | 0.0 | -0.0 | 0.0% | 0.0% | 0.0 | 0.0% | -17.05% |
| Reliance Home Finance Ltd | ₹111 Cr | ₹2.19 | 0.0 | -3.0 | 5.0% | 0.0% | 0.0 | 0.0% | -33.74% |
| PFL Infotech Ltd | ₹3 Cr | ₹4.21 | 0.0 | 40.0 | 0.0% | 0.0% | 0.0 | 0.0% | -4.97% |
| Hari Govind International Ltd | ₹112 Cr | ₹137.9 | 0.0 | 19.0 | 0.0% | 0.0% | 0.0 | 0.0% | +194.34% |
| Shree Vatsaa Finance & leasing Ltd | ₹37 Cr | ₹37.3 | 89.8 | 1.6 | 0.0% | 0.0% | 0.0 | 0.0% | +9.87% |
| Transchem Ltd-$ | ₹239 Cr | ₹185.3 | 55.6 | 2.9 | 8.6% | 0.0% | 0.0 | 0.0% | +317.72% |
| Johnson Pharmacare Ltd | ₹31 Cr | ₹0.56 | 0.0 | 0.6 | -1.9% | 0.0% | 0.0 | 0.0% | -39.13% |
| Rajasthan Cylinders & Containers Ltd | ₹11 Cr | ₹33.49 | 0.0 | 0.7 | -7.7% | 0.0% | 0.0 | 0.0% | -14.7% |
| Pasari Spinning Mills Ltd | ₹10 Cr | ₹7.08 | 32.4 | 37.3 | 0.0% | 0.0% | 0.0 | 0.0% | -11.5% |
| Skyline Ventures India Ltd | ₹9 Cr | ₹23 | 0.0 | 2.5 | 0.0% | 0.0% | 0.0 | 0.0% | -33.72% |
| CMX Holdings Ltd | ₹30 Cr | ₹26.56 | 0.0 | -5.1 | 0.0% | 0.0% | 0.0 | 0.0% | +101.21% |
| Star Housing Finance Ltd | ₹64 Cr | ₹7.12 | 9.6 | 0.4 | 15.5% | 0.0% | 0.0 | 124.0% | -81.62% |
| Gaekwar Mills Ltd | ₹3 Cr | ₹15.03 | 0.9 | -0.0 | 0.0% | 0.0% | 0.0 | 0.0% | +10.11% |
| Siddheswari Garments Ltd | ₹6 Cr | ₹20.47 | 487.5 | 0.0 | 0.0% | 0.0% | 0.0 | 0.0% | +13.47% |
| Univa Foods Ltd | ₹11 Cr | ₹8.17 | 0.0 | -14.9 | 0.0% | 0.0% | 0.0 | 0.0% | +25.89% |
| Bombay Wire Ropes Ltd | ₹28 Cr | ₹48.72 | 0.0 | 3.6 | 0.0% | 0.0% | 0.0 | 0.0% | -21.43% |
| GDL Leasing & Finance Ltd | ₹36 Cr | ₹68.6 | 53.6 | 5.3 | 0.0% | 0.0% | 0.0 | 0.0% | 0.00% |
| India Home Loan Ltd | ₹46 Cr | ₹32 | 538.2 | 1.2 | 0.0% | 0.0% | 0.0 | 0.0% | -5.85% |
| Swarna Securities Ltd | ₹24 Cr | ₹80 | 30.9 | 3.5 | 16.7% | 0.0% | 0.0 | 0.0% | +14.5% |
| Clenon Enterprises Ltd | ₹52 Cr | ₹47.49 | 0.0 | 6.6 | -12.5% | 0.0% | 0.0 | 0.0% | 0.00% |
| Beeyu Overseas Ltd | ₹4 Cr | ₹2.85 | 0.0 | 285.0 | 0.0% | 0.0% | 0.0 | 0.0% | -13.64% |
| Jupiter Industries & Leasing Ltd | ₹0 Cr | ₹3.99 | 0.0 | -0.2 | 0.0% | 0.0% | 0.0 | 0.0% | +10.22% |
| Sword-Edge Commercials Ltd | ₹5 Cr | ₹0.23 | 0.0 | 0.3 | -4.8% | 0.0% | 0.0 | 0.0% | -11.54% |
| Progrex Ventures Ltd | ₹11 Cr | ₹29.58 | 0.0 | 0.0 | 0.0% | 0.0% | 0.0 | 0.0% | +36.69% |
| Melstar Information Technologies Ltd | ₹7 Cr | ₹4.32 | 0.0 | 0.2 | -33.3% | 0.0% | 0.0 | 0.0% | 0.00% |
Indian banking sector has undergone massive transformation post the NPA crisis of 2015-2018. Asset quality across the system is at decadal highs with gross NPAs below 3% for the first time in years. Private banks continue to gain deposit market share from PSU banks, driven by superior technology, service quality, and branch expansion.
The HDFC-HDFC Bank merger has created a lending giant with unmatched distribution. Credit growth is healthy at 14-16% driven by retail and MSME segments. Key metrics to watch: Net Interest Margin (NIM), CASA ratio, Provision Coverage Ratio, and Return on Assets.
The sector trades at 2-3x book value for quality names, with PSU banks offering value at 0.8-1.2x book.
rupiya.io is for research and education only. Metrics shown are not investment advice. Validate with SEBI-regulated disclosures before acting.