PNB Housing Finance Ltd is a Mortgage Finance company listed on NSE. The page combines exchange quotes, financial statements, shareholding, filings, and news so investors can review the business in one place.
PNB Housing Finance Ltd makes money through Interest income, Fees and commissions, Treasury and investment income in Mortgage Finance. Revenue quality depends on demand growth, margin discipline, balance-sheet strength, and the company's ability to defend its position within Financial Services.
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| Period | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | ₹0 Cr | ₹0 Cr | ₹0 Cr | |||||
| Expenses | ₹693 Cr | ₹750 Cr | ₹1,737 Cr | |||||
| Operating Profit | ₹0 Cr | ₹0 Cr | ₹0 Cr | |||||
| OPM % | 0.0% | 0.0% | 0.0% | |||||
| Other Income | ₹0 Cr | ₹4 Cr | ₹7 Cr | |||||
| Depreciation | ₹24 Cr | ₹31 Cr | ₹66 Cr | |||||
| Interest | ₹3,537 Cr | ₹5,167 Cr | ₹5,875 Cr | |||||
| Profit Before Tax | ₹1,235 Cr | ₹1,734 Cr | ₹811 Cr | |||||
| Tax | ₹1,235 Cr | ₹1,734 Cr | ₹811 Cr | |||||
| Net Profit | ₹841 Cr | ₹1,192 Cr | ₹646 Cr | |||||
| EPS (₹) | 32.9 | 46.3 | 25.0 | |||||
| Dividend Payout % | 18% | 13% | 0% |
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| Quarter | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ||||||||
| Expenses | ₹275 Cr | ₹201 Cr | ₹204 Cr | ₹216 Cr | ||||||||
| Operating Profit | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | ||||||||
| OPM % | 0.0% | 0.0% | 0.0% | 0.0% | ||||||||
| Depreciation | ₹13 Cr | ₹13 Cr | ₹11 Cr | ₹13 Cr | ||||||||
| Interest | ₹1,008 Cr | ₹1,048 Cr | ₹1,057 Cr | ₹1,087 Cr | ||||||||
| Net Profit | ₹279 Cr | ₹347 Cr | ₹383 Cr | ₹338 Cr | ||||||||
| EPS (₹) | 10.8 | 13.4 | 14.8 | 13.0 |
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| Period | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity Capital | ₹167 Cr | ₹167 Cr | ₹168 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reserves | ₹6,401 Cr | ₹7,376 Cr | ₹7,830 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Borrowings | ₹0 Cr | ₹0 Cr | ₹0 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Other Liabilities | ₹2,670 Cr | ₹4,466 Cr | ₹3,197 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ₹63,014 Cr | ₹83,869 Cr | ₹78,930 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Fixed Assets | ₹76 Cr | ₹103 Cr | ₹251 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Investments | ₹2,413 Cr | ₹4,561 Cr | ₹2,076 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Receivables | — | — | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Inventory | — | — | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents | — | — | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Other Assets | ₹60,516 Cr | ₹79,200 Cr | ₹76,599 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Assets | ₹63,014 Cr | ₹83,869 Cr | ₹78,930 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Period | Operating | Investing | Financing | Net Cash Flow |
|---|---|---|---|---|
| Mar 2019 | ₹-15,664 Cr | ₹-50 Cr | ₹18,464 Cr | — |
| Mar 2020 | ₹-16,617 Cr | ₹-54 Cr | ₹17,888 Cr | — |
| Mar 2021 | ₹8,928 Cr | ₹-63 Cr | ₹-4,386 Cr | — |
| Mar 2022 | ||||
| Mar 2023 | ||||
| Mar 2024 | ||||
| Mar 2025 | ||||
| Mar 2026 |
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No dividend history available.
No corporate actions recorded.
| Company | M.Cap | P/E | ROE | 1Y Return |
|---|---|---|---|---|
| Bajaj Finserv Ltd | ₹2,76,118 Cr | 28.3 | +14.6% | -15.12% |
| Aadhar Housing Finance Ltd | ₹20,025 Cr | 18.5 | +15.75% | -6.53% |
| AAVAS Financiers Ltd | ₹10,618 Cr | 16.3 | +13.92% | -18.74% |
| Aditya Birla Capital Ltd | ₹93,616 Cr | 25.1 | +11.18% | +8.36% |
| Aptus Value Housing Finance India Ltd | ₹12,874 Cr | 13.7 | 0.00% | -6.54% |
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