Banking
Indian Overseas Bank
IOB · NSE · INE565A01014Market Cap—
P/E—
P/B—
EPS—
Div Yield—
ROE15.6%
ROCE—
ROE15.6%
1Y Return-6.39%
Avg. Volume2.1M
Price Chart
About
Indian Overseas Bank is a Banking company listed on NSE.
Technicals
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Quant
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Key Ratios
Market Cap—
Current Price—
52W High / Low—
Stock P/E—
Price to Book—
EPS (TTM)—
Dividend Yield—
ROE15.6%
1Y Return-6.39%
Day Change—
Profit & Loss
| Period | TTM | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY02 |
|---|---|---|---|---|---|---|---|---|
| Revenue | ₹33,290 Cr | ₹31,896 Cr | ₹28,144 Cr | |||||
| Expenses | ₹13,218 Cr | ₹11,421 Cr | ₹11,538 Cr | |||||
| Financing Profit | ₹299 Cr | ₹1,153 Cr | ₹-639 Cr | |||||
| Financing Margin % | 1.0% | 4.0% | -2.0% | |||||
| Other Income | ₹6,316 Cr | ₹5,847 Cr | ₹5,607 Cr | |||||
| Depreciation | ₹0 Cr | ₹521 Cr | ₹395 Cr | |||||
| Interest | ₹19,773 Cr | ₹19,322 Cr | ₹17,244 Cr | |||||
| Profit Before Tax | ₹6,615 Cr | ₹6,478 Cr | ₹4,573 Cr | |||||
| Tax | ₹657 Cr | ₹1,060 Cr | ₹1,177 Cr | |||||
| Net Profit | ₹5,958 Cr | ₹5,418 Cr | ₹3,396 Cr | |||||
| EPS (₹) | 3.1 | 2.8 | 1.8 | |||||
| Dividend Payout % | — | 0% | 0% |
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Quarterly Results
| Quarter | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ₹8,778 Cr | ₹8,489 Cr | ₹8,172 Cr | ₹7,851 Cr | |||||||||
| Expenses | ₹3,989 Cr | ₹3,102 Cr | ₹3,430 Cr | ₹2,698 Cr | |||||||||
| Financing Profit | ₹-301 Cr | ₹368 Cr | ₹-132 Cr | ₹364 Cr | |||||||||
| Financing Margin % | -3.0% | 4.0% | -2.0% | 5.0% | |||||||||
| Depreciation | ₹0 Cr | ₹0 Cr | ₹0 Cr | ₹0 Cr | |||||||||
| Interest | ₹5,090 Cr | ₹5,019 Cr | ₹4,874 Cr | ₹4,790 Cr | |||||||||
| Net Profit | ₹1,716 Cr | ₹1,556 Cr | ₹1,427 Cr | ₹1,259 Cr | |||||||||
| EPS (₹) | 0.9 | 0.8 | 0.7 | 0.7 |
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Balance Sheet
| Period | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY02 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity Capital | ₹19,257 Cr | ₹19,257 Cr | ₹18,902 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reserves | ₹17,734 Cr | ₹12,977 Cr | ₹8,659 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Borrowings | ₹51,603 Cr | ₹42,228 Cr | ₹30,387 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposits & Other Liabilities | ₹3,84,202 Cr | ₹3,20,249 Cr | ₹2,93,921 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Liabilities | ₹4,72,795 Cr | ₹3,94,710 Cr | ₹3,51,869 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Fixed Assets | ₹5,007 Cr | ₹4,581 Cr | ₹3,726 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Investments | ₹1,19,285 Cr | ₹1,10,588 Cr | ₹99,194 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Receivables | — | — | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Inventory | — | — | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash & Equivalents | — | — | — | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Other Assets | ₹3,48,436 Cr | ₹2,79,467 Cr | ₹2,48,935 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Total Assets | ₹4,72,795 Cr | ₹3,94,710 Cr | ₹3,51,869 Cr | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Cash Flow
| Period | Operating | Investing | Financing | Net Cash Flow |
|---|---|---|---|---|
| FY26 | ₹4,780 Cr | ₹-639 Cr | ₹-138 Cr | ₹4,003 Cr |
| FY25 | ₹2,647 Cr | ₹-579 Cr | ₹337 Cr | ₹2,405 Cr |
| FY24 | ₹-1,119 Cr | ₹-359 Cr | ₹-528 Cr | ₹-2,006 Cr |
| FY23 | ||||
| FY22 | ||||
| FY21 |
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Peer Comparison
| Company | M.Cap | P/E | ROE | 1Y Return |
|---|---|---|---|---|
| State Bank of India | ₹9,26,662 Cr | 11.0 | +15.4% | -2.28% |
| AXIS Bank Ltd | — | — | +13.1% | -4.47% |
| Kotak Mahindra Bank Ltd | ₹4,12,977 Cr | 20.6 | +11.4% | -2.80% |
| Punjab National Bank | ₹1,32,356 Cr | 6.0 | +13.0% | -6.59% |
| Canara Bank | — | — | +16.1% | -17.57% |
Mutual Fund Holdings
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Bulk & Block Deals
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Analyst Estimates
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Latest News
2026-08-21Market Chatter: Goldman Sachs Gains Ground in India's Government Share SalesMT Newswires2026-08-13Announcement under Regulation 30 (LODR)-Interest Rates UpdatesBSE Filing2026-07-21CARD91 offers its comprehensive PPI Suite to Indian Overseas Bank with RuPay NCMC CapabilityPR Newswire2026-07-20Indian Overseas Bank (BOM:532388) Q1 2027 Earnings Call Highlights: Record Profits and ...GuruFocus.com
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